Jharkhand Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana

Scheme Introduction: A Brief Overview

Many women become financially vulnerable after losing their husband, being deserted by their spouse, or being left without any reliable source of income. In such situations, meeting day-to-day expenses such as food, medicines, clothing, and other essential household needs becomes difficult. To provide social security and regular financial support to such women, the Government of Jharkhand is implementing the Jharkhand Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana under the Jharkhand Sarvajan Pension Yojana. The scheme aims to provide eligible destitute women with monthly financial assistance so that they can lead a dignified and financially secure life.

Under this scheme, eligible beneficiaries receive a monthly pension of ₹1,000, which is directly transferred to their Aadhaar-linked bank accounts through the Direct Benefit Transfer (DBT) system. The scheme is implemented by the Department of Women, Child Development & Social Security, Government of Jharkhand, and follows the common application, verification, approval, and pension payment procedures prescribed under the State's Social Security Pension Guidelines.

Women who fulfil the prescribed eligibility conditions can apply for the scheme through the offline application process. After the application and supporting documents are verified by the concerned authorities and approved by the competent authority, the beneficiary's name is included in the pension list, and the monthly pension is credited directly to her bank account. In this article, we explain the scheme's eligibility criteria, benefits, required documents, application process, verification procedure, beneficiary selection process, and other important details in a simple and easy-to-understand manner.

The Government of Jharkhand also operates several other social security schemes for different sections of society. Eligible women may also explore the Mukhyamantri Maiyya Samman Yojana, which provides monthly financial assistance to eligible women, and the Rajya Vidhwa Punarvivah Protsahan Yojana, which encourages widow remarriage by providing financial support to eligible beneficiaries. If you wish to know more about these schemes, you can also read our detailed articles on them.

Objectives

The Jharkhand Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana has been introduced to provide financial and social security to eligible destitute women who do not have adequate means of livelihood.

The key objectives of the scheme are:

• To provide a regular monthly pension to eligible destitute women so that they can meet their basic daily needs.
• To help widowed, deserted, and other eligible women lead a life with dignity and financial independence.
• To reduce the financial hardships faced by women who have little or no regular source of income.
• To ensure that the pension amount is transferred directly to the beneficiary's Aadhaar-linked bank account in a transparent manner through Direct Benefit Transfer (DBT).
• To strengthen the social security system of the State by providing timely financial assistance to eligible women.

Scheme Benefits

• A monthly pension of ₹1,000 is provided to every eligible beneficiary.
• The pension amount is credited directly to the beneficiary's Aadhaar-linked bank account through Direct Benefit Transfer (DBT).
• The monthly pension offers eligible women a dependable source of income to help manage their day-to-day living expenses.
• The pension continues as long as the beneficiary remains eligible under the scheme guidelines.

Eligibility Requirements

• The applicant must be a permanent resident of Jharkhand.
• The applicant must possess a Voter ID Card and be 18 years of age or above.
• The applicant must belong to any one of the following categories:
  • Widow (whose husband has passed away) and 18 years of age or above.
  • Deserted or legally separated woman and 18 years of age or above.
  • Single / unmarried woman and 45 years of age or above.
• The applicant must not be a permanent employee, retired employee, or pensioner of the Central Government, State Government, or any Public Sector Undertaking (PSU).
• The applicant or any member of her family (spouse, minor children, and disabled children) must not be an income tax payer.
• The applicant must have an Aadhaar number and must be linked with bank account.
• The applicant must have an active bank account to receive the pension through Direct Benefit Transfer (DBT).
• The applicant must not already be receiving the benefit of any other social security pension scheme run by this department.
• The information provided in the application form must be accurate and supported by the required documents.
• The applicant must fulfil all other conditions prescribed under the Jharkhand Social Security Pension Scheme Guidelines.

Required Documents

• Aadhaar Card
• Voter ID Card
• Residence Certificate
• Bank Passbook (Aadhaar-linked bank account)
• Recent Passport-size Photograph
• Aadhaar-linked Mobile Number
• Death Certificate of the husband (for widows, wherever applicable)
• Documentary proof supporting the applicant's eligibility under the scheme (if required by the concerned authority)
• Any other documents prescribed by the competent authority during the verification process.

Steps to Apply

• Step 1: Obtain and Submit the Application Form
  • Applicants residing in rural areas should submit their application to the Block Development Officer (BDO) Office, while applicants residing in urban areas should submit it to the Circle Officer (CO)/Anchal Adhikari Office.
  • The application may be submitted in the prescribed format along with the required documents.
• Step 2: Fill in the Application Form
  • Carefully complete the application form by providing details such as the applicant's name, address, Aadhaar number, voter ID number, bank account details, mobile number, and the applicable beneficiary category (widow, deserted/separated woman, or unmarried woman).
  • The applicant must also furnish the required self-declaration regarding eligibility.
• Step 3: Attach the Required Documents
  • Attach self-attested copies of all the prescribed documents along with the application form.
  • These generally include the Voter ID Card, Aadhaar Card (or self-declaration if Aadhaar is not available), bank passbook, self-declaration, and category-specific supporting documents such as the husband's death certificate or the prescribed certificate issued by the competent authority, wherever applicable.
• Step 4: Submission of the Application
  • Submit the completed application form along with all supporting documents to the concerned BDO Office (for rural areas) or CO/Anchal Adhikari Office (for urban areas).
  • Applications submitted in physical form are uploaded to the NSAP-PPS Portal by the concerned office for further processing.
• Step 5: Verification of the Application
  • The concerned officials verify the information provided in the application form and examine all supporting documents to confirm the applicant's eligibility under the scheme.
  • If any clarification or additional document is required, the applicant may be asked to provide the same.
• Step 6: Approval of the Application
  • After successful verification, the Block Development Officer (BDO) in rural areas or the Circle Officer (CO) in urban areas approves the eligible applications through the NSAP-PPS Portal in accordance with the prescribed guidelines.
• Step 7: Beneficiary Intimation
  • Once the application is approved, the applicant is informed through the prescribed communication process, and the list of approved beneficiaries is displayed at the concerned Gram Panchayat or Urban Ward Office for public information.
• Step 8: Receipt of Pension
  • After approval, the beneficiary starts receiving a monthly pension of ₹1,000, which is credited directly to her Aadhaar-linked bank account through the prescribed payment system.
  • Pension payments are generally released by the 5th day of every month, and an SMS notification is sent to the registered mobile number after the amount is credited.

Note: Beneficiaries may be required to undergo annual verification by submitting a Life Certificate (Jeevan Pramaan Patra) or through any other verification process prescribed by the Government.

Relevant Links

• Official Website of the Department of Women, Child Development & Social Security
• Jharkhand Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana Guidelines
• Jharkhand Mukhyamantri Rajya Nirashrit Mahila Samman Pension Yojana Application Form

Contact Information

Department of Women, Child Development & Social Security, Government of Jharkhand

• Phone Numbers: 2400757, 2223544
• Email ID: [email protected]
• Office Address: Project Bhawan, Dhurwa, Ranchi – 834004