Rajasthan Mukhyamantri Jan Awas Yojana

Scheme Introduction: A Brief Overview

For many low- and middle-income families, owning a house in an urban area can be difficult because land prices, construction costs and property prices continue to make homeownership expensive. To increase the availability of reasonably priced housing and make homeownership more accessible to eligible families, the Government of Rajasthan introduced the Mukhyamantri Jan Awas Yojana (CMJAY).

The main focus of CMJAY is to create a larger supply of affordable housing for Economically Weaker Sections (EWS) and Lower Income Groups (LIG). Instead of limiting housing development to government agencies, the policy brings together the Rajasthan Housing Board (RHB), Urban Local Bodies (ULBs), Urban Improvement Trusts (UITs), Development Authorities and eligible private developers to develop affordable houses, flats and plots in urban areas.

For a person looking for an affordable home, the important point is that CMJAY works through specific housing projects. When a project is opened for registration, eligible applicants can apply for the available EWS or LIG housing units according to the conditions mentioned in the official advertisement and registration booklet. The applicant may be required to pay the prescribed registration amount and, after allotment, make payments according to the notified payment schedule.

Where the number of eligible applicants is higher than the number of available housing units, the concerned authority may use a priority or lottery-based allotment process. Rajasthan Housing Board has used such allotment and priority lotteries for several CMJAY housing projects. Therefore, simply meeting the eligibility conditions does not by itself guarantee allotment of a house; the applicant must also successfully complete the project-specific registration and allotment process.

The policy also aims to ensure that affordable housing is developed along with the infrastructure required for a residential area. Depending on the project and applicable rules, this can include roads, water supply, drainage, sewerage, electricity, street lighting, parks and other basic facilities. This approach is intended to make affordable housing more than just a low-cost housing unit by supporting the development of livable residential areas.

The Mukhyamantri Jan Awas Yojana (CMJAY) was introduced in CMJAY 2015 after reviewing the earlier Affordable Housing Policy-2009. The policy has been amended through various government orders, and CMJAY-2024  draft was later issued for public suggestions.

CMJAY is also linked with the Government of India's Pradhan Mantri Awas Yojana–Urban (PMAY-U). Eligible projects may receive Central housing assistance subject to the applicable rules. For current assistance, applicants should check the PMAY-U 2.0eligibility and project guidelines.

Scheme Benefits

• Eligible applicants can apply for affordable EWS and LIG housing developed under the Mukhyamantri Jan Awas Yojana.
• The scheme increases the availability of affordable houses in urban areas through government agencies and private developers.
• Depending on the project, applicants may get access to flats, houses or plots developed under the applicable CMJAY provision.
• EWS and LIG housing is developed under prescribed pricing and development conditions applicable to the concerned project.
• Eligible projects may receive development concessions and incentives from the government, which help reduce the overall cost and encourage affordable housing construction.
• Allotment of housing units under RHB projects may be carried out through a priority or house-allotment lottery, depending on the applicable scheme.
• Some CMJAY projects may also be linked with applicable Central Government housing programmes, subject to the eligibility and rules of the relevant Central scheme.

Eligibility Requirements

• The applicant must satisfy the income category prescribed for the concerned CMJAY housing project.
• For later Rajasthan Housing Board CMJAY implementation, the EWS category generally covers annual income up to ₹3 lakh, while LIG covers annual income from ₹3,00,001 to ₹6 lakh, subject to the applicable project notification.
• The applicant should generally be a bonafide resident of Rajasthan, subject to the exceptions and conditions provided under the applicable policy.
• The applicant should not own a leasehold or freehold house or plot in an urban area of Rajasthan in his/her own name, spouse's name or the name of a dependent family member, as applicable under the policy.
• The applicant must provide the required income certificate or other prescribed income proof.
• Beneficiary identification is linked with Aadhaar, Bhamashah or another prescribed unique identification to help prevent duplicate allotments.
• The applicant must comply with the conditions relating to occupation, allotment and transfer of the allotted property.
• Additional conditions specified in the individual project advertisement or registration booklet must also be fulfilled.

Important Note: Income limits and other eligibility conditions have changed through subsequent government orders and may differ between projects. Do not rely only on a general CMJAY eligibility list. Always check the latest registration booklet or advertisement of the housing project for which you want to apply.

Income Categories

The Rajasthan Housing Board currently lists the following general income categories for its housing schemes:

The Rajasthan Housing Board has also separately divided EWS applicants for CMJAY registration into EWS-I and EWS-II in an earlier 2018 order. Therefore, applicants should follow the income classification specifically mentioned in the latest CMJAY project notification rather than assuming that one income limit applies to every project.

Housing Unit Size

The size of a house or flat under the Mukhyamantri Jan Awas Yojana depends on the income category, type of housing and the applicable CMJAY provision. Therefore, there is no single unit size applicable to every CMJAY project.

Under the CMJAY-2015 framework, affordable EWS and LIG housing units are developed within prescribed size limits so that the houses remain suitable for the target income groups and affordable to eligible families.

Important: The above sizes are indicative and should not be treated as the fixed size of every CMJAY house or flat. The actual carpet area, super built-up area or plot area can vary according to the applicable CMJAY provision and project. Applicants should check the official project advertisement or registration booklet for the exact unit size before applying.

How Much Does a House Cost Under CMJAY?

There is no single fixed price for every house under Mukhyamantri Jan Awas Yojana. The actual cost depends on the CMJAY provision, project, unit size, construction specifications and the applicable government or project-specific pricing rules.

For example, the V Park residential project on Sirsi Road, Jaipur, developed under CMJAY Provision 3A, lists a 1 RK EWS flat of 475.88 sq. ft. saleable area at a base price of ₹22 lakh. The project also lists a 2 BHK LIG flat of 1,048.20 sq. ft. at a base price of ₹42 lakh.

Important: The above V Park prices are specific to that project and should not be treated as the fixed price of every CMJAY house in Rajasthan. The final cost can also include applicable taxes, stamp duty, maintenance or club-related charges, PLC and other charges mentioned in the project terms. Always check the latest official project advertisement, RERA details and payment schedule before making any payment.

Central Government Housing Scheme Linkage

Some CMJAY projects may be linked with the Government of India's urban housing programme if the project and beneficiaries satisfy the applicable Central Government requirements.

The original CMJAY policy was designed alongside the Government of India's Housing for All framework. However, Central housing assistance is not an automatic cash benefit available to every CMJAY applicant.

If a particular CMJAY project is linked with a Central housing programme, the applicant must satisfy the eligibility, documentation and other conditions of that Central scheme as well as the CMJAY project conditions.

Required Documents

The exact document list depends on the housing project and the implementing agency. Applicants should generally keep the following documents ready:

• Aadhaar Card or another valid identity document
• Rajasthan residence/domicile proof, where required
• Income certificate or other prescribed income proof
• PAN Card, ITR/Form 16 or other financial documents, if required under the project
• Employer-issued income certificate for salaried applicants, where applicable
• Income and residence certificate/affidavit for self-employed applicants, where permitted
• Bank account details
• Passport-size photograph
• Documents relating to reservation/category, if applicable
• Any other document specifically mentioned in the project registration booklet

Important Note: This is a general document list. The final documents required for registration must be taken from the official advertisement or registration booklet of the particular CMJAY housing project.

CMJAY Housing Development Models

CMJAY-2015 does not operate through a single type of housing project. It contains different provisions through which affordable housing can be developed by government agencies, private developers and other eligible entities.

• Provision 1A: Mandatory affordable-housing provisions in specified residential schemes of government agencies and private developers.
• Provision 1B: Affordable-housing provisions in specified industrial areas of RIICO and private developers.
• Provision 1C: Special provisions concerning affordable housing development involving specified industrial or non-operational/sick industrial-unit land.
• Provision 2: Affordable housing developed by a private developer on private land through the applicable partnership model.
• Provision 3A: Flatted affordable housing development by a private developer on private land.
• Provision 3B: Affordable housing development through the applicable plotted/built-up model under the amended policy.
• Provision 4 series: Affordable housing development on government or local-authority land through prescribed allotment, auction or development models.
• Provision 4C: Joint development arrangements under the applicable CMJAY conditions.

Steps to Apply

• Visit the official Rajasthan Housing Board website or the website of the concerned Urban Local Body, UIT or Development Authority.
• Check the list of current housing schemes and identify a project specifically notified under CMJAY.
• Open the official advertisement and registration booklet of the selected project.
• Carefully check the income limit, eligibility conditions, house/plot size, price, registration amount and payment schedule.
• Keep your identity, income, residence, bank and other required documents ready.
• Submit the application through the online or offline method specified in the project notification.
• Pay the prescribed registration amount/fee through the permitted payment method.
• Save the application number, acknowledgement and payment receipt for future reference.

Important Note: There is no single permanent application form or application window for all CMJAY projects. The application process, registration amount and deadline depend on the specific housing project.

Application and Allotment Process

After registration closes, the concerned authority checks the applications and documents submitted by applicants. Eligible and non-eligible applicant lists may be published before the allotment process.

• Applications are checked against the eligibility conditions of the concerned project.
• The authority may publish a provisional or final list of eligible and non-eligible applicants.
• Where applications exceed available houses, a priority lottery or house-allotment lottery may be conducted.
• Applicants selected through the prescribed process receive the allotment/demand letter.
• The beneficiary must deposit the required amount according to the prescribed payment schedule.
• After completion of the required payments and other formalities, possession is provided according to the project schedule and applicable rules.

Rajasthan Housing Board records show CMJAY allotment lotteries for projects including CMJAY EWS/LIG housing at Aravali Vihar, Bhiwadi and CMJAY projects in Jaipur.

Important Conditions After Allotment

• The allotted housing unit must be used for the purpose for which it was allotted.
• Under the CMJAY-2015 conditions, the beneficiary is generally required to occupy the allotted flat within one year from possession.
• The CMJAY-2015 policy places a 10-year restriction on sale of the allotted housing unit from the date of allotment, subject to the applicable rules.
• The beneficiary must comply with all conditions contained in the allotment letter, registration booklet and applicable government orders.
• Providing incorrect information or obtaining allotment by concealing relevant facts can result in action under the applicable rules.

Important Points Before Applying

• Do not apply only because you meet the general EWS or LIG income limit. First check whether a CMJAY housing project is currently open for registration.
• Read the complete project booklet before making any payment.
• Check whether the project is for EWS, LIG or another category.
• Check the exact house/plot price and payment schedule.
• Check the registration deadline carefully.
• Keep a copy of the submitted application and payment receipt.
• Do not rely on old advertisements or social-media posts for current registration information.
• Use only the official Rajasthan Housing Board, UDH, ULB or Development Authority website for project-specific registration.

Relevant Links

• Urban Development & Housing Department, Government of Rajasthan
• CMJAY-2015 Policy and Order
• Rajasthan Housing Board
• Jan Awas Yojana - 3A
• RHB Registration and Allotment Procedure
• CMJAY Housing Project Registration
• CMJAY-2024 Draft Policy

Contact Information

Urban Development & Housing Department, Government of Rajasthan

• Address: Food Building, Secretariat, Jaipur – 302005, Rajasthan
• Email: [email protected]

Rajasthan Housing Board

• Address: Awas Bhawan, Jan Path, Jyoti Nagar, Jaipur – 302005, Rajasthan
• Email: [email protected]
• Rajasthan Housing Board Official Website
• Helpline: 01412740860, 01412740648, 01412744688, 0141-2740009