- Life Insurance Cover for a family up to Rs. 5 Lakh.
- Will be released after its launch.
Summary of Scheme | |
|---|---|
| Name of Scheme | Telangana Indiramma Family Life Insurance Scheme (Indiramma Jeevitha Bheema Scheme) |
| Launch Date | 19 November 2026 |
| Benefits |
|
| Beneficiary | 1.15 crore ration card-holding families of Telangana. |
| Subscription | Subscribe Here to Get Update Regarding Scheme. |
| Mode of Apply | To be announced soon. |

Scheme Introduction: A Brief Overview
The Telangana Government has proposed the Indiramma Family Life Insurance Scheme to provide financial security to families in the event of the death of their primary earning member. Under the scheme, every eligible ration card-holding family will receive a life insurance cover of Rs. 5 lakh. The beneficiary family will not have to pay any insurance premium, as the entire cost will be borne by the State Government. The Telangana Government has announced November 19, 2026 as the proposed launch date for the Indiramma Family Life Insurance Scheme. Apart from its original name, the scheme is known by several names, including Indiramma Jeevitha Bheema Scheme, Indiramma Kutumba Jeevitha Bima Padhakam, and Telangana Indiramma Bhima Scheme.
The proposed Indiramma Bhima scheme is expected to benefit nearly 1.15 crore ration card-holding families across Telangana. The financial assistance is intended to protect families from economic hardship following the sudden death of the insured earning member. The insurance amount will help beneficiaries meet immediate household expenses, children's education costs, loan repayments, and other essential financial needs during difficult circumstances.
The Telangana Government has proposed an allocation of around Rs. 4,000 crore for implementing the Telangana Insurance scheme. According to the budget announcement, the objective is to provide broad social security coverage to eligible families across the state through a government-funded life insurance programme. Detailed eligibility conditions, enrolment procedures, claim settlement rules, and the implementing insurance agency are expected to be notified before the scheme becomes operational.
As the Indiramma Family Life Insurance Scheme has not yet been launched, applications are currently not being accepted. Eligible families should keep their ration card, Aadhaar details, bank account information, and nominee details updated so they can complete the registration process once the Telangana Government releases the official application guidelines. The government is also expected to publish information regarding the application portal, claim procedure, and required documents before the scheme is implemented.
Latest Update on Indiramma Family Life Insurance Scheme
The Telangana Government has announced November 19, 2026 as the proposed launch date for the Indiramma Family Life Insurance Scheme, also known as the Indiramma Kutumba Jeevita Bimna Pathakam. The government is expected to begin implementation of the scheme from this date and provide life insurance coverage to eligible families across Telangana.

Scheme Benefits
The Indiramma Bima Scheme aims to provide financial protection to families across Telangana. The proposed benefits are designed to reduce the financial burden on a family after the death of its insured earning member.
- Eligible families are proposed to receive a life insurance cover of Rs. 5 lakh.
- Available to all families - poor, middle class, and rich.
- No premium to be paid by the family.
- The government bears the full insurance cost.
- 1.15 crore families across Telangana will benefit.
Eligibility Requirements
The Telangana Government has proposed the Indiramma Bima Insurance Scheme for families across the state. The final eligibility conditions will be confirmed through the official scheme guidelines before implementation.
- The applicant must be a permanent resident of Telangana.
- The family must hold a valid ration card issued by the Telangana Government.
- The scheme is open to families from all income groups - poor, middle class, and affluent.
- There are no caste- or religion-based restrictions - all communities are eligible.
- The Telangana Government will issue detailed eligibility criteria and operational guidelines before the tentative launch in November 2026.
Required Documents
No official document checklist has been released for the Indiramma Jeevitha Bheema Scheme so far. The documents listed below are the ones families are generally expected to need, based on how similar Telangana welfare schemes are run.
- Ration Card.
- Aadhaar Card of Family Members.
- Mobile Number linked with Aadhaar.
- Bank Account Details.
- Passport-size photograph.
- Residence Proof. (If Required)
- Death Certificate of the Insured Person. (At the Time of Claim)
- Nominee Identity Proof. (At the Time of Claim)
Steps to Apply
The Telangana Indiramma Family Life Insurance Scheme will be launched in November 2026. The application form of the Indiramma Jeevitha Bheema Scheme, also called the Indiramma Kutumba Jeevitha Bima Padhakam, will be updated on the same day. The detailed registration and claim process is expected to be released after the official launch of the scheme.
- Eligible families should ensure that their ration card and family details are updated before the scheme is launched.
- Applicants should wait for the Telangana Government to announce the official application portal or designated service centre for registration.
- After the registration process begins, applicants will need to provide the family and beneficiary details required under the official guidelines.
- Applicants will need to submit the documents specified by the Telangana Government during the registration process.
- The concerned authorities will verify the submitted details before providing the proposed life insurance coverage to eligible families.
- The government is yet to confirm whether the scheme will accept online applications, applications through Mee Seva centres, or another registration method.
Relevant Links
- Indiramma Jeevitha Bheema Scheme Application Form will be available soon.
- Indiramma Jeevitha Bheema Scheme Official Guidelines are currently unavailable.
- Mee Seva Portal Telangana
Contact Information
- Mee Seva Helpline: 18004251110 (Toll-Free)
Frequently Asked Questions
The Indiramma Family Life Insurance Scheme is a welfare initiative by the Telangana Government. It provides ₹5 lakh life insurance cover to each of the 1.15 crore ration card-holding families in the state, covering all income groups without any discrimination.
The Telangana Government is tentatively expected to launch the Indiramma Family Life Insurance Scheme on 19 November 2026.
All ration card-holding families permanently residing in Telangana are eligible. The scheme covers poor, middle-class, and affluent families equally; no income-based restriction applies.
No. The Telangana Government bears the entire premium cost. Families do not need to pay anything from their own pocket. The government has allocated ₹4,000 crore for this scheme.
Approximately 1.15 crore families across Telangana will benefit, making it one of the largest family insurance programmes in India.
Recent government discussions indicate that the scheme may now be launched as the Indiramma Jeevitha Bheema Scheme. It is also being referred to as Telangana Indiramma Bhima Scheme and Indiramma Kutumba Jeevitha Bima Padhakam (IKJBP).
Eligible families are expected to receive life insurance coverage of Rs. 5 lakh under the scheme.
No, the official registration portal and detailed guidelines are yet to be released by the Telangana Government.
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