Delhi Lakshmi Yojana: Online Apply, Eligibility & Portal Guide

Scheme Introduction: A Brief Overview

The Lakshmi Yojana is a women's welfare scheme launched by the Delhi Government to provide monthly financial assistance to eligible women from economically weaker families in Delhi. Eligible beneficiaries receive Rs. 2,500 every month, amounting to Rs. 30,000 in a year, credited directly to their bank account through DBT. Following the launch of the Pink Saheli Smart Card Yojana, the Lakshmi Yojana has become one of the most awaited women's welfare schemes in Delhi.

The Delhi Government initially announced this scheme as the Mahila Samriddhi Yojana before implementing it under the new name, Lakshmi Yojana. The scheme targets women between 21 and 60 years of age from families with an annual income of up to Rs. 2.5 lakh. Applicants must also hold a registered Delhi voter ID and satisfy the other prescribed conditions.

The government has excluded certain categories of women from the scheme, including those receiving a government pension, income tax payees, GST filers, and families owning a four-wheeler motor vehicle. These exclusions ensure that the assistance reaches genuinely deserving women. The complete eligibility conditions, exclusion criteria, and required documents appear below in this article.

The Delhi Government has officially launched the Lakshmi Yojana Portal for beneficiary registration. Eligible women can now visit the official portal, register using their Aadhaar details, and submit the online application along with the prescribed documents for verification.

After departmental verification, eligible beneficiaries are entitled to receive monthly financial assistance of Rs. 2,500. While submitting the online application, applicants must select one of the available payment options on the Delhi Lakshmi Yojana portal. They may choose to receive Rs. 1,500 in an RD/FD account and Rs. 1,000 every month through a CBDC Wallet, or receive the entire Rs. 2,500 through an RD/FD account. The Delhi Government has now announced that official sanction letters will be distributed from 26 August 2026, while monthly payouts under the scheme will start from 1 September 2026. The latest update also states that the scheme has crossed 8 lakh registrations.

While submitting the Delhi Lakshmi Yojana online application, applicants must upload the prescribed documents, including the Aadhaar Card, Delhi Voter ID Card, a recommendation letter from the concerned MP or MLA, and supporting documents for age and residence proof. The portal also states that the CBDC Wallet amount cannot be used to purchase prohibited items. In case of any help or assistance required regarding Lakshmi Yojana, beneficiary women can contact the District Women and Child Development Department.

Latest Update

The Delhi Government has announced that the first installment of Delhi Lakshmi Yojana will be credited from 1 September 2026. Eligible women who have successfully completed the registration and verification process and meet all the prescribed eligibility conditions will receive the first installment of the scheme.

Scheme Benefits

The Delhi Government's Lakshmi Yojana strengthens the financial position of eligible women through the following benefits:

• Provides monthly financial assistance of Rs. 2,500 to eligible women.
• Delivers annual financial support of up to Rs. 30,000.
• Transfers assistance directly to the beneficiary's bank account through DBT.
• Helps women manage essential household and daily living expenses.
• Strengthens financial security and economic independence among women.
• Supports eligible women from economically weaker families across Delhi.

How Will the ₹2,500 Financial Assistance Be Paid?

While submitting the Delhi Lakshmi Yojana application, every applicant must choose one of the available payment options for receiving the monthly financial assistance of Rs. 2,500. The latest Delhi Government update confirms that monthly payouts are scheduled to start from 1 September 2026.

• Option 1: The entire monthly assistance of Rs. 2,500 will be deposited into a Recurring Deposit (RD) or Fixed Deposit (FD) account. The deposited amount will remain locked for a fixed period of three years and will be credited to the beneficiary's CBDC Wallet after maturity.
• Option 2: Every month, Rs. 1,500 will be deposited into the beneficiary's RD/FD account, while the remaining Rs. 1,000 will be credited directly to the beneficiary's CBDC Wallet.

Applicants opting for either payment option involving the CBDC Wallet must confirm that they have a smartphone for operating the wallet. The portal also states that the amount deposited in the RD/FD account remains subject to a fixed lock-in period of three years.

The CBDC Wallet amount cannot be used to purchase alcoholic beverages, tobacco products, narcotic drugs, psychotropic substances, lottery tickets, gambling or betting services, or any other goods and services prohibited by the Government from time to time.

Banks Eligible for Delhi Lakshmi Yojana Benefits

To receive financial assistance under the Delhi Lakshmi Yojana (DLY), the applicant must have an active bank account with any one of the banks participating in the Central Bank Digital Currency (CBDC) ecosystem. The Delhi Government has released the list of participating banks through which beneficiaries can receive the scheme benefits.

Applicants should ensure that their bank account is active with one of the following participating banks before entering their bank details in the Delhi Lakshmi Yojana application:

1. State Bank of India (SBI)
2. ICICI Bank
3. Canara Bank
4. Axis Bank
5. Punjab National Bank (PNB)
6. IDFC FIRST Bank
7. Bank of Baroda
8. Union Bank of India
9. YES BANK
10. Kotak Mahindra Bank
11. HDFC Bank
12. Federal Bank
13. Bank of India
14. IDBI Bank
15. Indian Bank
16. Karnataka Bank
17. IndusInd Bank
18. UCO Bank
19. Bank of Maharashtra

Important: Applicants should provide the details of an active account maintained with one of the participating banks listed above while completing the Delhi Lakshmi Yojana application.

Eligibility Requirements

Applicants must satisfy the following Lakshmi Yojana eligibility criteria to receive the monthly financial assistance. Only women fulfilling all the conditions prescribed by the Delhi Government qualify under the scheme.

• The applicant must be female.
• The applicant must be the eldest female member of the family.
• The applicant's age must fall between 21 and 60 years as on the date of application submission.
• The family's annual income must not exceed Rs. 2,50,000.
• The applicant, her husband, or either of her parents must have resided in Delhi for at least 10 years as on the date of application submission.
• The applicant must be a registered voter of Delhi.
• The family's annual electricity consumption over the preceding 12 months must not exceed 2,400 units.
• Only one eligible woman from a family can avail the scheme benefits.

Ineligibility Criteria

The Delhi Government's Lakshmi Yojana portal also specifies certain conditions under which women cannot avail the scheme benefits. Applicants falling under any of the following categories do not qualify for the Delhi Lakshmi Yojana:

• The applicant receives financial assistance in the form of any pension provided by the Central or State Government, or she is an income tax payee, a GST filer, a Government Servant, or holds a public office.
• The applicant or any family member works as a regular or contractual employee in the State Government, Government of India, any Public Sector Undertaking, Board, Local Body, or Government Organisation.
• The applicant or any family member receives widow pension, disability pension, or any other pension, financial assistance, or similar benefit.
• The applicant or any family member owns a four-wheeler motor vehicle.
• The applicant has more than three children.
• The applicant has any criminal antecedents or a criminal record.

Required Documents

Applicants must upload the following documents while completing the Lakshmi Yojana application:

A. Mandatory Documents

• Aadhaar Card.
• Delhi Voter ID Card.
• Photograph and Signature of the Applicant.
• Endorsement Letter from the MP/MLA of the Constituency.

B. Residential Proof for 10 Years (Any One)

• Delhi Voter ID Card.
• Ration Card.
• Driving Licence.
• Electricity Meter Bill, or Gas Connection Bill/Receipt.

C. Age Proof (Any One)

• Birth Certificate.
• School Leaving Certificate of the last class attended.
• Matriculation (Class 10) Certificate.
• Driving Licence.
• PAN Card.
• Aadhaar Card.
• Voter ID Card.

Steps to Apply for Delhi Lakshmi Yojana Online

The Lakshmi Yojana portal has gone live, and eligible women can now complete Lakshmi Yojana registration and use the Lakshmi Yojana Delhi Apply Online facility in a few simple steps. Follow the step-by-step process below to register, log in, and submit the Delhi Lakshmi Yojana application form successfully.

Step 1: Visit the Official Delhi Lakshmi Yojana Portal

Open the official Delhi Lakshmi Yojana portal at dly.delhi.gov.in. The homepage displays quick options such as "Apply/आवेदन करना," "Track Application/आवेदन को ट्रैक करें," "Eligibility Conditions," "How to Apply," and "Documents Required." Applicants can switch between English and Hindi using the language toggle at the top of the page.

Step 2: Click on "Apply" to Start Delhi Lakshmi Yojana Registration

Click the "Apply/आवेदन करना" button on the homepage. The portal redirects the applicant to the Citizen Login page. First-time applicants do not have a Registration ID or password yet, so they must click "Register Now" instead of logging in directly.

Step 3: Complete Aadhaar-Based Registration

On the Applicant Registration Form, enter the following details carefully:

• Aadhaar Number of the applicant.
• Applicant Name exactly as printed on the Aadhaar card.
• Gender (select "Female").
• Date of Birth.
• Captcha code shown on the screen.

Click "Continue" after filling in the details. The portal instantly verifies the Aadhaar number and accepts only Aadhaar cards linked to a Delhi address. If the applicant enters an Aadhaar number linked to any other state, the portal shows an "Aadhaar authentication failed" message and does not allow registration to proceed. Applicants must ensure their Aadhaar is linked to a Delhi address before attempting registration.

Step 4: Log In with the Registration ID

After successful registration, the applicant receives a Registration ID and sets a password. Return to the Citizen Login page and log in using the Registration ID, password, and captcha code to access the application dashboard.

Step 5: Complete the Eligibility Questions

Answer all the eligibility questions displayed on the portal. This step confirms that the applicant satisfies conditions such as age, family income, residence duration, electricity consumption, and other eligibility criteria listed above. The portal does not allow ineligible applicants to proceed further.

Step 6: Fill in Personal Details

Enter personal details along with Aadhaar information and other basic details carefully, exactly as they appear on official documents, to avoid rejection during verification.

Step 7: Enter Family Member Details

Add the details of all required family members as prompted by the form. This step helps the department verify that the applicant is the eldest eligible woman in the family and that no other family member has already availed the scheme.

Step 8: Provide Bank Account Details

Enter the applicant's bank account details, including the account number and IFSC code, to receive the financial assistance through the prescribed payment mechanism. The applicant must have an active bank account with one of the banks participating in the Central Bank Digital Currency (CBDC) ecosystem. Refer to the list of participating banks given above before entering the bank details. If you select a payment option with a CBDC Wallet, you must have a smartphone. Download the official CBDC Wallet app of your participating bank and complete the registration process. The CBDC portion of the monthly financial assistance will be credited to this wallet.

Step 9: Upload the Required Documents

Upload all mandatory documents, residential proof, and age proof in the prescribed format and file size mentioned on the portal. Refer to the "Documents Required" section above for the complete list.

Step 10: Preview and Submit the Application

Review the complete application carefully on the preview screen. Check every entered detail and uploaded document for accuracy, then submit the final application.

Step 11: Upload the Signed MP/MLA Endorsement Letter

Upload a signed copy of the Endorsement Letter from the MP or MLA of the applicant's constituency. This document is mandatory for the application to move ahead for departmental verification.

Step 12: Download the Acknowledgement Receipt

Download and save the acknowledgement receipt generated after final submission. Keep this receipt safely, as it serves as proof of application and is required for future reference or grievance redressal.

Step 13: Delhi Lakshmi Yojana Status Check

Visit the "Track Application/आवेदन को ट्रैक करें" section on the homepage or click here to check the application status. Enter the registered mobile number, date of birth, and captcha code to view the current status of the application.

How to Download the CBDC Wallet App?

Applicants who select a payment option that includes a CBDC Wallet must download the official e₹ (Digital Rupee) Wallet application offered by their participating bank. The Digital Rupee (e₹) is India's Central Bank Digital Currency (CBDC) issued by the Reserve Bank of India (RBI). It is stored in a digital wallet and can be used to receive and make digital payments, similar to physical cash. The CBDC portion of the Delhi Lakshmi Yojana financial assistance will be credited to this wallet.

• Open the Google Play Store or Apple App Store on your smartphone.
• Search for the official e₹ (CBDC) Wallet app of your participating bank.
• Download and install the application.
• Register using the mobile number linked to your bank account by following the instructions provided in the app.
• Complete the verification process, if required.
• Activate the wallet and keep it ready to receive the CBDC portion of the monthly financial assistance.

Important: Download only the official CBDC Wallet application of your participating bank. Applicants who choose to receive the full monthly assistance through the RD/FD option are not required to activate a CBDC Wallet.

Delhi Lakshmi Yojana Installment Date

Delhi government has announced that first installment of Lakhsmi Yojana Delhi will be credited from 1 September 2026. Eligible women have completed the registration and verification process and meet all prescribed conditions will receive their first installment.

Relevant Links

• Delhi Lakshmi Yojana Official Portal.
• Delhi Lakshmi Yojana Online Apply / Register Now.
• Delhi Lakshmi Yojana Application Status.
• Delhi Lakshmi Yojana Guidelines.
• Download CBDC Digital Rupee Mobile Application (All Banks Android and iOS FAQs No 22)

Contact Information

• Department of Women and Child Development, Government of NCT of Delhi.
• Address: Maharana Pratap ISBT Building, Kashmere Gate, Delhi - 110006 (Near Kashmere Gate Metro Station Gate No. 7).
• Grievance Redressal Cell Email: [email protected]
• Grievance Link: https://cmjansunwai.delhi.gov.in/