DDA Awas Nivesh Yojana

Scheme Introduction: A Brief Overview

The Delhi Development Authority (DDA) has launched the DDA Awaas Nivesh Yojana 2026 to sell ready-to-move LIG flats in Sector G2–G6, Narela, at a flat 25% discount on the original disposal price. The scheme is completely online and works on a first-come, first-served (FCFS) basis, so buyers do not have to wait for any draw of lots. Under this scheme, DDA is offering a total of 2,516 LIG flats - 1,020 flats in Pocket 3 and 1,496 flats in Pocket 6. Each flat has an approximate plinth area of 49.90 sq. m. After the 25% discount, the tentative price is about ₹15.01 lakh in Pocket 3 and ₹14.95 lakh in Pocket 6.

DDA launched the scheme in pursuance of its objective to provide affordable housing in Delhi. Through the 25% discount, the authority wants to make homes affordable and accessible for the aspirational sections of society. DDA presents the scheme as a dual opportunity: families can own a residence in Delhi at an affordable price, while buyers can also treat it as a smart investment in real estate, given the growth prospects of Narela as a vibrant, liveable sub-city. 

The DDA Awas Nivesh Scheme keeps the entry conditions simple. Any Indian citizen aged 18 years or above, who holds a PAN and a savings bank account in their own name, can buy a flat. places no restriction on owning other property in Delhi or elsewhere, and one person can buy more than one flat. Allotment is on a freehold basis; buyers can take a home loan from approved institutions, and Persons with Benchmark Disabilities (PwBD) get a hire-purchase option along with a 5% rebate of up to ₹2,50,000.

The process runs entirely on DDA's Awaas Portal. New users first create login credentials with their PAN and register for the scheme by paying a one-time, non-refundable fee of ₹2,500 (including GST), while existing portal users do not need to pay again. On booking day, the buyer selects a specific flat and pays the booking amount of ₹1,00,000 within a 15-minute window. DDA then issues a Demand-cum-Allotment Letter (DAL), generally within a week, and the allottee pays the balance price within 60 days without interest.

Latest update: DDA released the official DDA Awas Nivesh Scheme brochure on 14 October 2026, and registration opened on 14 October 2026. Flat booking will start on 20 October 2026 (Dussehra) from 12:00 noon. Booking will remain open till 31 January 2027 or until DDA sells all available flats, whichever is earlier. Since allotment follows the FCFS method, interested buyers should finish their registration and keep the booking amount ready before booking day.

Applicants looking for other affordable housing options from the Delhi Development Authority can also explore the DDA Special Housing Scheme, DDA Sabka Ghar Awaas Yojana, and DDA Nagrik Awaas Yojana. These schemes offer a range of ready-to-move flats across different income categories and locations in Delhi. Interested buyers can check the complete details of each scheme here.

Flat Details and Price

DDA has listed the following flats, along with their tentative prices after the 25% discount:

Scheme Benefits

The DDA Awas Nivesh Scheme gives buyers an affordable route to own a ready-to-move flat in Delhi, with the following key benefits:

• 25% flat discount: Buyers get a flat 25% off the original disposal price.
• Affordable price: LIG flats cost around ₹15 lakh after the discount.
• Ready to move: All flats in the scheme are ready for possession.
• No draw of lots: Buyers choose a specific flat on a first-come, first-served basis.
• No property restriction: Buyers who already own property in Delhi or elsewhere can also apply.
• Multiple flats allowed: One person can buy more than one flat without any cap.
• Interest-free payment window: Allottees get 60 days from the DAL date to pay the price without interest.
• Home loan facility: Buyers can mortgage the flat to approved banks and institutions without prior DDA approval.
• Freehold ownership: DDA allots the flats on a freehold basis.
• Amalgamation option: A buyer or their family who buys two adjacent flats can join them through a common door, subject to structural feasibility and DDA approval.
• Benefits for PwBD buyers: Persons with Benchmark Disabilities get a hire-purchase option and a 5% rebate on the disposal price, up to ₹2,50,000.

Eligibility Criteria

DDA has kept the eligibility conditions simple for DDA Awas Nivesh Yojana, and an applicant must meet the following requirements:

• The applicant must be a citizen of India.
• The applicant must have completed 18 years of age on the last date of submission of the application and must be legally competent to enter into a contract.
• The applicant must hold a Permanent Account Number (PAN) and quote it in the application form.
• The applicant must give details of a savings bank account in their own name.
• DDA does not restrict owning land or built-up property in Delhi or elsewhere.
• An eligible applicant can buy more than one flat of the same or different categories.
• In case of joint application under the PwBD category, the main applicant must belong to the PwBD category, and the joint applicant must be a family member (parents, blood relatives, spouse or unmarried children).
• DDA advises applicants to add a co-applicant, if any, at the application stage itself rather than later.

Who Is Not Eligible?

DDA will reject the application or cancel the allotment in the following cases:

• The applicant is not an Indian citizen or is below 18 years of age.
• The applicant falsely claims the benefit of a specific category, such as PwBD.
• The applicant quotes a wrong PAN, gives a false affidavit or information, or hides any material fact.
• The applicant later turns out to be ineligible. DDA cannot verify eligibility at the application stage, so it cancels such allotments at any later stage.

In such cases, DDA cancels the allotment without any show cause notice and forfeits the entire amount deposited, including the booking amount. DDA may also lodge a police complaint or FIR for misrepresentation.

Documents Required

For DDA Awas Nivesh Scheme, DDA does not ask for documents at the registration stage; the allottee uploads the following documents online after allotment and before possession:

• Affidavit-cum-Undertaking (Annexure 'B'): Executed on a ₹10 non-judicial stamp paper or e-stamp paper, attested by a Magistrate, Sub-Judge or Notary Public, with an additional ₹5 stamp affixed.
• Identity proof (self-attested, any one): Passport, Aadhaar, Government identity card, Election card, Driving licence or Ration card with photo.
• Address proof (self-attested, any one, with the same address as in the application): Passport, Aadhaar, Government identity card, Election card, Ration card, Driving licence, telephone bill, electricity bill, water bill, house tax receipt or bank passbook page carrying name and address.
• PAN Card (self-attested) of the allottee, co-allottee (if any) and spouse (if the spouse has a PAN).
• Loan sanction letter attested by the bank manager, if applicable.
• Bank statement showing the name and account number from which the margin money (apart from the loan) was paid to DDA, if any.
• TDS certificate for TDS paid to the Income Tax Department, if applicable.
• Disability certificate (attested copy) issued by a Medical Board or Government hospital, and self-attested guardianship certificate wherever applicable - for PwBD applicants only. DDA may verify the certificate from the issuing authority.
• Any other documents listed on the online Possession Letter portal.

Steps to Apply

DDA accepts applications only online through its Awaas Portal, as this is a completely online scheme with no offline application mode. Application status: Registration is open from 14 October 2026, and booking will open on 20 October 2026. The process runs in three stages.

Stage 1: Register on the DDA Awaas Portal

Every new buyer must first create an account on the portal and register for the scheme:

• Read the official brochure of DDA Awas Nivesh Yojana 2026 carefully, especially the eligibility conditions.
• Visit the site and inspect the flats to satisfy yourself about the location, size, and price. You can contact the site officers listed in the Contact Information section for help.
• Open the DDA Awaas Portal.
• Click on Create login to create your login credentials using your PAN and other required details.
• Log in and register for the DDA Awaas Nivesh Yojana 2026.
• Pay the one-time, non-refundable registration fee of ₹2,500 (including GST) online.
• If you already hold an account on the Awaas Portal, simply log in. You do not need to pay the registration fee again.
• Check all relevant details of the available flats on the portal.

Stage 2: Book Your Flat

Booking works on a first-come, first-served basis, so registered buyers should keep their funds ready and log in as soon as booking opens:

• Before booking day, make sure your bank account has enough funds and that the transaction limits on your debit card, credit card, or internet banking are enabled.
• Log in to the Awaas Portal on or after 20 October 2026, 12:00 noon.
• Select a specific flat from the available inventory.
• DDA gives you a 15-minute booking window. During this time, no other applicant can select that flat.
• Within these 15 minutes, pay the booking amount of ₹1,00,000 in a single transaction through Internet Banking, Debit Card, or Credit Card. You can pay it from the bank account of any person.
• Once the bank confirms the payment, DDA reserves the selected flat in your name. DDA adjusts the booking amount against the flat price.

Stage 3: Allotment, Payment and Possession

After booking, the allottee completes the following steps to get possession and ownership of the flat:

• DDA issues the Demand-cum-Allotment Letter online, generally within a week of realising the booking amount. It also sends an intimation by email and SMS to the registered contact details.
• Check the portal regularly and download the DAL yourself. DDA will not condone any payment delay on the ground of non-receipt of the DAL by post, email or SMS.
• Apply for home loan intimation (if taking a loan): Submit it on the portal, preferably within 30 days of the DAL date.
• Pay the demanded amount within 60 days of the DAL date without interest, through NEFT/RTGS/Net Banking using an online challan.
• Upload the attested Affidavit-cum-Undertaking and the other required documents online.
• Apply online and submit the requisite documents within 90 days of making the full payment. DDA issues the Possession Letter online only.
• Collect the Possession Slip from the concerned Field Engineering Division within 60 days of the Possession Letter.
• After taking possession, request the Conveyance Deed (Freehold Deed) online, upload the e-stamp papers, reserve an execution date online, and visit with all original documents for verification.
• DDA then registers the deed with the Sub-Registrar.

Payment Schedule and Payment Rules

DDA has fixed, clear timelines and rules for paying the flat price, and buyers should understand them before booking:

• Interest-free period: Pay the price within 60 days of the DAL date.
• Grace period: DDA allows another 30 days at 10% simple interest per annum, charged only on the unpaid amount and only for the period beyond 60 days.
• Bank holidays: If the 60-day or 90-day deadline falls on a bank holiday or non-working day, the due date automatically moves to the next working day.
• Non-payment within 90 days: DDA may cancel the allotment without notice, offer the flat to others, and forfeit the entire booking amount.
• No surrender after full payment: DDA does not accept any surrender request once the allottee pays the full disposal price.

Delay in Payment and Restoration

DDA treats payment delays beyond the final due date as follows:

Method of Payment

DDA accepts the demanded amount only through the following method:

• Pay through NEFT/RTGS/Net Banking only, by generating an online challan on the portal.
• Generate one or more challans as needed, but use each challan for one transaction only.
• Pay from the savings account of the allottee, co-allottee, or a specified relative.
• Specified relatives include spouse, father, mother, brother, sister, son, daughter, grandson, granddaughter (child of the son or daughter), daughter-in-law, son-in-law and the husband of the granddaughter.
• You can also pay from the account of a proprietorship firm where the allottee, co-allottee or a specified relative is the sole proprietor.
• The allottee bears all bank or service charges. DDA does not bear any charges.

Home Loan Facility

Buyers can finance their flat through a housing loan by mortgaging it to approved institutions without DDA's prior approval, subject to the following conditions:

• DDA keeps the first lien on the flat until it recovers all outstanding dues.
• The allottee must send an intimation about the lending institution to the Housing Branch, DDA, Vikas Sadan, by applying for home loan intimation on the portal.
• DDA advises allottees to apply for loan intimation within 30 days of the DAL date.
• DDA does not take responsibility for any delay by the bank. The allottee must bear any extra interest or penalty caused by late payment.

The approved institutions include:

• Government of India, State Governments and Union Territory Administrations.
• Public Sector Undertakings and Autonomous Bodies.
• Nationalised Banks and Cooperative Banks.
• LIC, GIC and Housing Development Finance Corporation.
• MCD, NDMC and the University of Delhi.
• All joint sector companies, irrespective of shareholding.
• Housing finance companies recognised by RBI and approved by the Government for general mortgage permission.
• Financial institutions and banks controlled by RBI or the Government of India.
• Reputed financial institutions with a capital base of around ₹5 crore that give house-building loans to individuals.
• Public companies with a capital base of ₹5 crore that run a house-building advance scheme for their employees.

Special Benefits for Persons with Benchmark Disabilities

DDA offers the following concessions to allottees who apply under the Person with Benchmark Disability (PwBD) category:

• Payment option: Choose either Cash Down or Hire Purchase.
• Hire Purchase terms: Pay 25% of the total disposal price within 60 days, and pay the balance in monthly EMIs over 15 years at 10% p.a. simple interest on the monthly reducing balance.
• Rebate: Get a rebate of 5% of the disposal price, up to a maximum of ₹2,50,000.
• Eligibility for concessions: The applicant must qualify as a PwBD under the Rights of Persons with Disabilities Act, 2016, and hold a valid disability certificate from the competent authority.
• Category condition: Only applicants who apply under the PwBD category get these benefits. A flat allotted under the general category does not carry these benefits.
• 15-year restriction: The allottee cannot part with possession of the flat before 15 years from the delivery of possession or until full payment of the price with interest, whichever is earlier. A breach leads to automatic cancellation.
• Legal heirs: If the allottee dies within 15 years, the legal heirs remain bound by this condition but can occupy the flat.
• Conveyance Deed (Hire Purchase): DDA executes the deed only after receiving the entire price with interest and all other dues.

Possession, Conveyance Deed and Ownership

DDA follows these rules for handing over possession and transferring ownership of the flat:

• The allottee can take possession only after paying all dues and completing all formalities and documents.
• DDA offers the flats on an "as is where is" basis and does not entertain complaints about price, design, construction quality, materials or workmanship.
• DDA allots all flats on a freehold basis, but the title transfers only after DDA executes the Conveyance Deed and the Sub-Registrar, Govt. of NCT of Delhi, registers it.
• The allottee bears the cost of e-stamping and registration of the Conveyance Deed.
• The allottee cannot sell, transfer or part with possession of the flat before the Conveyance Deed is executed and registered. DDA does not recognise any such sale and cancels the allotment.
• If the original allottee dies before the Conveyance Deed is executed, DDA executes it in favour of the legal heir(s) as per its mutation policy.

Maintenance and RWA Rules

DDA has defined who will maintain the flats and common areas after allotment:

• Every allottee must become a member of the Resident Welfare Association (RWA) of the pocket before taking possession.
• DDA will register only one RWA for each pocket, and all allottees of that pocket must join it.
• DDA demands maintenance charges separately with the DAL. These are not part of the disposal price.
• Flat owners handle the internal maintenance of their own flats after possession.
• The RWA handles day-to-day maintenance such as green areas, cleanliness, common-area lights, lifts, and common-area electricity bills.
• DDA maintains common areas shared by several pockets until it hands them over to the urban body, and it maintains facilities common to more than one RWA, such as community centres and gyms.

Other Important Terms and Conditions

Buyers should also keep the following general conditions of the scheme in mind:

• The allottee can use the flat for residential purposes only.
• The allottee cannot make any addition or alteration in the flat without DDA's prior written permission.
• DDA can change any term of the brochure and can increase, decrease, or withdraw flats from the scheme.
• The allotment follows the brochure, the DAL and the DDA (Management and Disposal of Housing Estates) Regulations, 1968.
• The allottee or the RWA must pay all applicable rates, taxes, municipal levies and charges.
• Except for pricing, all disputes fall under the jurisdiction of the courts and consumer courts at Delhi/New Delhi only.
• If DDA finds any information or document false or misleading at any stage, it cancels the allotment automatically and forfeits the entire amount paid, including the booking amount.

Relevant Links

• DDA Awas Nivesh Yojana Registration
• DDA Awas Nivesh Yojana Login
• Delhi Development Authority Portal
• DDA Awas Nivesh Yojana Brochure
• DDA Awas Nivesh Yojana Notification

Contact Information

• Delhi Development Authority (DDA) Helpline Number: 1800110332
• Delhi Development Authority (DDA) Helpdesk Email:
  • [email protected]
  • [email protected]