Himachal Pradesh Indira Gandhi Sukh Suraksha Yojana

Scheme Introduction: A Brief Overview

Girls play an important role in building a strong and progressive society. However, many economically weaker families continue to face financial challenges in raising and educating their daughters. To encourage the birth of girl children and provide them with long-term financial security, the Himachal Pradesh Government has introduced the **Indira Gandhi Sukh Suraksha Yojana.

The scheme is the revamped version of the earlier "Beti Hai Anmol Yojana", which was launched in July 2010. Under the previous scheme, the government deposited ₹21,000 in the name of eligible girls from BPL families and also provided educational scholarships from Class 1 up to graduation.

In the Himachal Pradesh Budget 2026-27, the government announced that Beti Hai Anmol Yojana would be renamed as "Indira Gandhi Sukh Suraksha Yojana". Under the new scheme, the government will deposit "₹25,000" in the name of an eligible girl child and provide "life insurance coverage of ₹2 lakh each to both parents". The benefit will be available for a maximum of two daughters in a family.

As detailed operational guidelines have not yet been released by the government, several provisions of the earlier Beti Hai Anmol Yojana may continue under the new scheme. Therefore, information regarding scholarships, eligibility conditions, and application procedures is based partly on the previous scheme and may be updated after official guidelines are issued.

Since the Indira Gandhi Sukh Suraksha Yojana has replaced the Beti Hai Anmol Yojana, several eligibility conditions, scholarship benefits, and implementation provisions may continue from the earlier scheme until new guidelines are issued. Therefore, readers are encouraged to check our detailed Beti Hai Anmol Yojana article to better understand the background and benefits of this scheme. Apart from this, the Himachal Pradesh Government also runs other welfare schemes for girls and women, including Kalpana Chawla Chhatravriti Yojana, Himachal Pradesh Mukhya Mantri Mahila Sashaktikaran Yojana, Indira Gandhi Mahila Samman Nidhi Yojana, and the Himachal Pradesh Girls Scooty Scheme.

Scheme Benefits

• Government deposits ₹25,000 in the name of the eligible girl child.
• Financial security for daughters belonging to BPL families.
• Both parents receive life insurance coverage of ₹2 lakh each.
• Benefits available for a maximum of two daughters in one family.
• Encourages the birth and education of girl children.
• Helps improve the social status of daughters.
• Supports long-term financial security for girls.
• May continue educational scholarship benefits as it was available under the previous Beti Hai Anmol Yojana.
• Promotes women empowerment and gender equality.

Eligibility Requirements

• The family must belong to the Below Poverty Line (BPL) category as per Himachal Pradesh Government norms.
• The family must be a resident of Himachal Pradesh.
• The girl child must be the first or second daughter in the BPL family.
• The scheme is applicable only to girl children born on or after 01 April 2026 (or from any other date notified by the State Government).
• The parents or legal guardians should not have already availed the benefit for two daughters under this scheme.
• The girl child must not be married before attaining 18 years of age or the minimum age prescribed under law.

Required Documents

The detailed document list has not yet been officially released. However, based on the scheme framework and previous Beti Hai Anmol Yojana guidelines, applicants may be required to submit:

• Aadhaar Card of Parents
• Birth Certificate of Girl Child
• BPL Certificate
• Himachali Bonafide Certificate
• Residence Certificate
• Passport Size Photographs
• Bank Account Details
• Mobile Number
• Family Identification Documents
• Any other documents prescribed by the Government

Important Highlights

• Beti Hai Anmol Yojana has been renamed as Indira Gandhi Sukh Suraksha Yojana.
• ₹25,000 will be deposited in the name of eligible girl children.
• Parents will receive life insurance coverage worth ₹2 lakh each.
• Benefits are available only for the first two daughters in a BPL family.
• Only girls born on or after 1 April 2026 are eligible.
• The maturity amount becomes payable after the girl attains 18 years of age.
• The beneficiary may defer maturity withdrawal up to 27 years of age.
• The scheme is administered by the Directorate of Women & Child Development, Himachal Pradesh.

Scheme-Wise Overview

As the Himachal Pradesh Government has proposed merging the Mukhyamantri Kanyadaan Yojana and Shagun Yojana into the new Shubh Vivah Yojana, it becomes important to understand how the old and new marriage schemes differ from each other. The table below provides a simple comparison for better understanding of the changes introduced through the merger.

Steps to Apply

The Himachal Pradesh Government has announced the Indira Gandhi Sukh Suraksha Yojana, but the detailed application process and official guidelines have not yet been released.

Until the Government publishes the final application procedure, the process is expected to remain similar to the earlier Beti Hai Anmol Yojana.

The likely application process may include:

• Visit the official government portal of Himseva or the concerned department office.
• Complete registration using the required details.
• Fill out the application form carefully.
• Upload or submit all required documents.
• Verify the details entered in the application.
• Submit the application form.
• Download or collect the acknowledgement receipt for future reference.

Offline applications may also be accepted through Anganwadi Centres, CDPO Offices, or other authorized government offices once the official guidelines are issued.

Note: The above application process is indicative and based on the earlier Beti Hai Anmol Yojana. The final process may change after the Government releases official guidelines.

Additional Conditions of the Scheme

Based on the provisions of the earlier Beti Hai Anmol Yojana, the following conditions may continue under the Indira Gandhi Sukh Suraksha Yojana unless revised by the Government:

• Educational assistance or scholarship benefits may be provided during different stages of the girl's education, subject to the final scheme guidelines.
• If the beneficiary girl gets married before attaining 18 years of age, the benefits available under the scheme may be forfeited and the deposited amount may revert to the Government.
• In the unfortunate event of the death of the beneficiary girl before maturity, the amount deposited under the scheme may be returned to the Government as per the scheme rules.
• The maturity amount may be released to the beneficiary girl upon becoming eligible. In certain cases, payment may be made based on a written request submitted by the parents or legal guardians and subject to the conditions prescribed by the Government.
• The Government reserves the right to modify, discontinue, or recover benefits if any information provided by the applicant is found to be incorrect or misleading.

Relevant Links

• Official Website of HIMSeva Possible Portal of "Himachal Pradesh Indira Gandhi Sukh Suraksha Yojana"
• Himachal Pradesh Budget 2026-27 Announcement
• Guidelines Pdf

Contact Information

• HIMSeva Helpline Contact Number : 18001808076
• Helpdesk e-Mail Id: [email protected]
• District wise Contact Details of e-District Managers, Deputy Manager-IT