Karnataka Pension Scheme for Construction Workers

Scheme Introduction: A Brief Overview

The Pension Scheme under Rule 39 of the Karnataka Building and Other Construction Workers Welfare Board is designed to provide financial security to registered construction workers in their old age. It ensures a steady monthly income for workers who have actively contributed to the construction sector and remained registered beneficiaries of the Board for a minimum period.

Under this scheme, eligible workers who have attained the age of 60 years and maintained continuous registration for at least 3 years prior to reaching 60 are entitled to receive a monthly pension of up to Rs 3,000. The scheme is implemented through the Seva Sindhu portal, ensuring a transparent application, verification, and sanction process.

Upon approval, the beneficiary is issued a Pension Sanction Order along with a Pension Identity Card containing a unique Pension Payment Order (PPO) number, and the pension amount is directly credited to the beneficiary's bank account. To ensure continuity, the beneficiary must submit an annual Living Certificate, while provisions are also made for family pension to support the spouse after the pensioner's death.

If the application is found ineligible, it may be rejected after giving the applicant an opportunity to be heard. The beneficiary must submit a Living Certificate (Form XII-A) every year to continue receiving the pension.

In case of the pensioner's death, legal heirs must inform the Board with a death certificate to close the account. The beneficiary cannot receive similar benefits from other government schemes.

Additionally, under Family Pension provisions, the spouse of a deceased pensioner is eligible to receive up to 50% of the pension amount, subject to eligibility and verification.

Scheme Benefits

• Provides financial support to construction workers after retirement
• Monthly pension up to Rs 3,000
• Direct transfer of pension to the beneficiary's bank account
• Family pension available to spouse (up to 50% of pension amount)

Eligibility Requirements

• For Registration as a Construction Worker:
  • The applicant should be engaged in building or construction work (unorganised sector)
  • Must be at least 18 years of age
  • Should have worked in construction for at least 90 days in a year
• For Availing the Scheme:
  • Must be a registered construction worker under the Welfare Board
  • Must be 60 years of age or above
  • Must have been a beneficiary of the Board for at least 3 years before turning 60
  • Should not be receiving similar benefits from other government schemes.

Required Documents

• For Registration:
  • Proof of employment or 90 days work certificate
  • Aadhaar Card (self-attested)
  • Age proof (Aadhaar Card or Voter ID)
  • Ration Card (optional)
• For Availing the Scheme:
  • Original Identity Card issued by the Board
  • Self Declaration Form
  • 90 Days Work Certificate
  • Employer Certificate
  • Ration Card
  • Copy of bank passbook
  • Passport size photograph
• For Renewal:
  • Living Certificate (Form XII-A) to be submitted every year
• For Family Pension:
  • Death Certificate of the pensioner
  • Proof from Revenue Department confirming spouse relationship
  • Copy of bank passbook of applicant
  • Passport size photograph

Steps to Apply

• Worker Registration
  • Begin by visiting the official portal of the Karnataka Building and Other Construction Workers Welfare Board.
  • On the homepage, select the registration option.
  • You will be asked to indicate whether you are a new user or an existing registered worker. If you already have an account on Seva Sindhu, you can log in directly using your Aadhaar-linked mobile number and verify your login through OTP.
  • If you are a new user, create an account using your Aadhaar-linked mobile number. Complete the OTP verification, enter your personal and work details, upload the necessary documents, and submit the registration form.
• Applying for the Scheme
  • After logging in, access your dashboard and navigate to the “Schemes” section.
  • Select the Pension Scheme from the list of available schemes. Fill in the application form with accurate details and upload all required documents.
  • Carefully review the information provided, accept the declaration, and submit your application for processing.
• Renewal Process
  • To continue receiving benefits, log in to your account.
  • Go to the "Renewal" section if required, update your details, and upload documents.
  • Make sure to submit your Living Certificate (Form XII-A) every year, as this is necessary for continuing the pension.

Important Forms

• Employment Certificate Form V(A)
• Employment Certificate Form V(B)
• Employment Certificate Form V(C)
• Employment Certificate Form V(D)

Relevant Links

• Karnataka Building and Other Construction Workers Welfare Board Portal.
• Karnataka Building and Other Construction Worker Registration
• Karnataka Building and Construction Worker Login
• Karnataka Construction Worker Pension Scheme Renewal Manual
• Karnataka Pension Scheme for Construction Worker details
• Self Declaration for 90 Days Employment in Construction Work

Contact Information

• Karnataka Building and other Construction Worker Welfare Board:
  • Toll-Free Number: 155214
  • WhatsApp Contact: 9845353214
• Karnataka BOCWWB Email: labour.commissioner42@gmail.com
• Karnataka Building and Other Construction Workers Welfare Board Karmika Bhavan,
  Dairy Circle Bannerghatta Road,
  Bengaluru – 560029