Uttar Pradesh Chief Minister Yuva Udhyami Vikas Abhiyan (CM- YUVA)

Scheme Introduction: A Brief Overview

The Chief Minister Yuva Udhyami Vikas Abhiyan (CM YUVA) is a flagship self-employment and entrepreneurship promotion scheme launched by the Government of Uttar Pradesh. The objective of the scheme is to encourage educated, trained, and aspiring youth to establish their own manufacturing units, service enterprises, and micro businesses. Through this initiative, the state government aims to transform job seekers into job creators and promote entrepreneurship across Uttar Pradesh.

Under the scheme, eligible applicants can avail of financial assistance of up to ₹5 lakh for setting up a new micro-enterprise in the manufacturing or service sector. The loan is completely interest-free and collateral-free for a period of four years. In addition, beneficiaries receive a margin money subsidy equal to 10% of the project cost, subject to a maximum of ₹50,000. The government also provides reimbursement of CGTMSE guarantee fees during the first phase.

The scheme is implemented in two phases. In the first phase, eligible youth can establish a new enterprise with financial support. Beneficiaries who successfully repay their first-phase loan become eligible for the second phase, where projects up to ₹10 lakh can be financed. Under the second phase, loans up to ₹7.5 lakh are eligible for a 50% interest subsidy for three years.

Applicants are also required to contribute a portion of the project cost. General category applicants must contribute 15%, OBC applicants 12.5%, and SC, ST, Divyangjan, and applicants from aspirational districts or economically backward regions must contribute 10% of the project cost.

To apply under the scheme, applicants must be residents of Uttar Pradesh, aged between 21 and 40 years, and have passed at least Class 8. Preference may be given to High School and Intermediate pass candidates. Applicants must also possess a skill training certificate, ITI certificate, diploma, degree, computer training certificate, or any other recognized vocational qualification.

Applications are submitted online through the MSME Uttar Pradesh portal. The CM YUVA portal also provides a free project report generation facility to help applicants prepare project reports required for loan applications. In addition, the authorities periodically organize special registration and awareness camps where eligible applicants can receive free assistance with registration and application submission.

The Government of Uttar Pradesh aims to create 1 lakh new entrepreneurs every year and generate 10 lakh self-employment opportunities over the next decade through this scheme.

Scheme Benefits

• Financial assistance for establishing new micro-enterprises and service units.
• Bank loan up to ₹5 lakh.
• 100% interest subsidy for four years.
• Collateral-free and guarantee-free loan facility.
• Margin money subsidy of 10% of project cost up to ₹50,000.
• Reimbursement of CGTMSE guarantee fee.
• Additional benefits may be provided for promoting digital transactions.
• Opportunity to receive higher financial assistance for business expansion in the second phase.

Loan and Subsidy Details

Under the Chief Minister Young Entrepreneur Development Campaign (CM-YUVA), eligible youth receive financial assistance to establish new manufacturing units or service-based enterprises. The scheme is implemented in two phases. In the first phase, beneficiaries are provided with interest-free and collateral-free loans to help them start their businesses. In the second phase, successful entrepreneurs who have demonstrated good repayment performance become eligible for additional financial support to expand their businesses. Details regarding the loan amount, interest subsidy, margin money subsidy, and other benefits available under the scheme are provided below.

Phase I

• Project cost up to ₹5 lakh for setting up a new micro-enterprise or service unit.
• 100% interest subsidy for four years.
• No collateral or third-party guarantee required.
• Margin money subsidy of 10% of project cost up to ₹50,000.
• CGTMSE guarantee fee reimbursement for four years.
• Land and building expenses are not included in project cost.
• At least 10% of project cost must be covered through term loan.

Phase II

• Available only to beneficiaries who successfully repay the first-phase loan.
• Projects up to ₹10 lakh can be financed.
• 50% interest subsidy on loans up to ₹7.5 lakh for three years.
• Working capital can be included in project cost.
• CGTMSE coverage available for three years.
• Designed to support business expansion and growth.

Beneficiary Contribution

Under the Mukhyamantri Yuva Udhyami Vikas Abhiyan (CM-YUVA), beneficiaries are required to contribute a specified portion of the project cost from their own resources. The required contribution varies according to the applicant's category. This self-contribution ensures that beneficiaries actively participate in their enterprise and remain committed to the successful establishment and growth of their business.

• General Category: 15% of project cost.
• OBC Category: 12.5% of project cost.
• SC/ST and Persons with Disabilities: 10% of project cost.
• Aspirational and Economically Backward Districts: 10% of project cost.

Eligibility Requirements

• Applicant must be a permanent resident of Uttar Pradesh.
• Age should be between 21 and 40 years.
• Minimum educational qualification should be Class 8 pass.
• Preference may be given to High School and Intermediate pass candidates.
• Applicant must possess a recognized skill development or vocational training certificate.
• Applicants trained under Vishwakarma Shram Samman Yojana, ODOP, UPSDM, ITI, Polytechnic, Diploma, or other recognized programs are eligible.
• The applicant should be planning to establish a new micro-enterprise or service unit.
• Applicant should not already be receiving interest subsidy or capital subsidy under another government self-employment scheme.
• PM SVANidhi beneficiaries are also eligible to apply.
• Applicants must have a savings or current bank account in any nationalised or scheduled bank.

Required Documents

• Aadhaar Card
• PAN Card
• Residence Certificate
• Bank Passbook Copy
• Notarized Affidavit
• Educational Qualification Certificates
• Age Proof
• Scanned Signature
• Recent Passport-Size Photograph
• Skill Training Certificate / ITI Certificate / Computer Training Certificate
• Project Report
• Caste Certificate (if applicable)
• Disability Certificate (if applicable)
• GST Registration Certificate (optional)
• Udyam Registration Certificate (optional)

Free Project Report Facility

Applicants are required to upload a project report while applying under CM-YUVA. To simplify the process, the CM-YUVA portal provides a free project report generation facility.

Applicants only need to enter basic details such as business type, estimated project cost, machinery requirements, and working capital needs. The portal automatically generates a project report that can be downloaded and uploaded with the application.

This facility is especially beneficial for first-time entrepreneurs who may not have experience preparing professional project reports.

Steps to Apply

The application process under the Chief Minister Yuva Udhyami Vikas Abhiyan (CM-YUVA) is completely online. Eligible applicants can apply through the official portal of the Directorate of Industries and Enterprise Promotion, Government of Uttar Pradesh. Before starting the application process, applicants should keep scanned copies of all required documents and a recent passport-size photograph ready.

• First, visit the official website of the MSME, Government of Uttar Pradesh, and click on the "New User Registration" option.
• Fill in the registration form by entering the scheme name, applicant's name, date of birth, father's name, mobile number, email ID, district, and captcha code.
• After successful registration, log in to the portal using the User ID and Password received during registration. Existing users can directly log in using their credentials.
• Upon first login, change your password and then log in again using the new password.
• Carefully read the scheme guidelines and the list of required documents available on the portal.
• Enter your personal details, educational qualifications, skill training information, business details, and project information in the application form.
• Upload all the required documents as prescribed under the scheme. Ensure that the documents are clear and readable; otherwise, the application may be returned or rejected.
• If an affidavit is required under the scheme, print the prescribed format, get it notarised, and upload the scanned copy on the portal.
• After filling in all the information and uploading the documents, preview the draft application form and carefully verify all details.
• If any errors are found, correct them before final submission.
• Once all information is verified, click on "Final Submit". Please note that no changes can be made after the application has been finally submitted.
• After successful submission, download or print a copy of the application form for future reference.
• After submission, the District Industries and Enterprise Promotion Centre will verify the application and forward eligible cases to the concerned bank for loan approval.
• Applicants can track the current status of their application online by entering their application number under the "Application Status" section available on the portal.

Restricted Activities Under the Scheme

• Tobacco and tobacco products.
• Gutkha and pan masala manufacturing.
• Liquor and alcohol-related businesses.
• Carbonated beverage manufacturing.
• Banned plastic and polythene products.
• Any activity prohibited by the State or Central Government.

Relevant Links

• Uttar Pradesh CM-YUVA Application Form
• CM-YUVA Registration Portal
• CM-YUVA Applicant Login
• Check CM-YUVA Application Status
• CM-YUVA Official Portal
• CM-YUVA Scheme Guidelines
• CM YUVA Free Project Report Generator

Contact Information

• CM YUVA Toll-Free Helpline Number: 18002962233
• CM YUVA Phone Number:
  • 9129987111
  • 0522-6905555
• CM YUVA Email Helpdesk: [email protected]