Odisha PMAY Urban BANDHU Scheme

Scheme Introduction: A Brief Overview

The Odisha PMAY Urban BANDHU Scheme is an initiative of the Government of Odisha that aims to improve access to affordable housing for urban families who do not own a pucca house. The scheme complements Pradhan Mantri Awas Yojana–Urban 2.0 (PMAY-U 2.0) and seeks to provide additional support to eligible beneficiaries. It focuses on expanding housing opportunities for economically weaker families and improving access to suitable homes in urban areas.

The scheme primarily focuses on Economically Weaker Section (EWS) families, landless urban households, and vulnerable groups who need housing assistance. It also promotes affordable rental and transit housing for eligible urban residents, including potential migrant-worker beneficiaries. In addition, the initiative aims to improve access to housing loans through interest support for eligible beneficiaries and strengthen the implementation of existing urban housing programmes.

For the financial year 2026–27, the Odisha government has proposed a budget allocation of ₹120 crore specifically for PMAY Urban BANDHU. This provision reflects the state's commitment to expanding affordable housing opportunities and supporting eligible urban households. The budget allocation is intended for the scheme's implementation, but the exact distribution of funds among its different components and the individual assistance amounts require confirmation through official government instructions.

The Odisha government has also announced concrete housing developments under the initiative. On 13 October 2026, the Chief Minister inaugurated affordable housing projects at Gadakana and Ghatikia in Bhubaneswar, handed over house keys to beneficiary families, and laid the foundation stone for a rental housing project under PMAY Urban BANDHU. These developments highlight the government's efforts to expand both affordable homeownership and rental accommodation in urban areas.

Families interested in the Odisha PMAY Urban BANDHU Scheme should follow announcements from the Odisha Housing & Urban Development Department for information about eligibility, beneficiary selection, and application procedures. The scheme-specific income limits, additional assistance amounts, housing-loan support conditions, and application deadlines should be confirmed through official notices before applicants proceed.

Scheme Benefits

• The scheme aims to provide additional housing assistance to eligible beneficiaries alongside PMAY-U 2.0.
• Eligible EWS families can receive housing assistance to construct a pucca house on their own land under the applicable PMAY-U 2.0 provisions.
• The scheme promotes affordable rental and transit housing for eligible urban households, including potential migrant-worker beneficiaries.
• Eligible beneficiaries may access housing-loan interest subsidies under the applicable PMAY-U 2.0 provisions.
• The scheme aims to improve access to affordable housing loans for eligible EWS families.
• Eligible families affected by certain urban development projects may receive separate assistance if they meet the applicable conditions.
• The scheme supports the development of affordable housing projects to improve housing access for eligible urban families.

Note: The additional financial assistance, labour and wage-loss support, completion incentives, separate interest benefits, and specific housing amenities under PMAY Urban BANDHU require confirmation from the applicable official orders or implementation instructions. Applicants should check the Odisha Housing & Urban Development Department for the latest details.

Eligibility Requirements

The Odisha PMAY Urban BANDHU Scheme aims to provide affordable housing support to urban families who do not own a pucca house. It mainly focuses on EWS families, landless households, and vulnerable groups. The scheme also supports affordable rental housing and eligible families affected by urban development projects. Applicants must meet the applicable eligibility conditions.

• The applicant must reside within an urban local body in Odisha, subject to the applicable scheme rules.
• The scheme focuses primarily on Economically Weaker Section (EWS) families who need housing assistance.
• Landless urban families may qualify for housing assistance, subject to the applicable eligibility conditions.
• Vulnerable and deprived families, including persons with disabilities, may receive priority under the relevant housing provisions.
• Families displaced by cluster housing projects, slum redevelopment, or other urban planning activities may qualify for separate assistance, subject to the applicable conditions.
• Migrant workers and other low-income urban families may be eligible for affordable rental housing under relevant projects, subject to the project's beneficiary-selection rules.
• Applicants seeking assistance through PMAY-U 2.0 components must satisfy the eligibility conditions applicable to the relevant component.

Who May Not Be Eligible?

The following families will likely stay outside the scheme.

• Families that already own a pucca house anywhere in India
• Rural households, who apply under rural housing schemes instead
• Applicants who submit false income, residence or family details

Required Documents

Applicants will need a basic set of identity, residence and income papers to claim PMAY-Urban BANDHU benefits in Odisha, and the list below shows the documents likely to be asked for.

• Aadhaar card of the applicant and all family members
• Proof of residence in an urban local body of Odisha, such as a voter ID, ration card or utility bill
• Income certificate or EWS certificate issued by the competent authority
• Bank passbook or cancelled cheque of the applicant
• Recent passport size photograph
• Active mobile number linked to Aadhaar
• Land ownership or occupancy papers, for applicants who build on their own plot
• Disability certificate, for applicants who claim priority as persons with disabilities
• Employment or work proof, for migrant workers who apply for affordable rental housing
• Existing PMAY-Urban 2.0 application number, if the applicant has already registered

Steps to Apply

The Odisha government has announced PMAY Urban BANDHU to strengthen affordable housing support under PMAY-U 2.0. However, a separate application process for the BANDHU scheme has not yet been verified. Interested applicants can contact their local urban body or check the official PMAY-U 2.0 portal for application options applicable to their housing requirement.

• Visit the official PMAY-Urban portal and read the PMAY-U 2.0 application guidelines.
• Register under PMAY-U 2.0 through the official PMAY-U Portal.
• Submit your Aadhaar, income, residence and bank details, and collect the acknowledgement or application number.
• Ask your urban local body whether BANDHU assistance applies to your project, whether it is an affordable housing project, an own-plot construction or a rental unit.
• Migrant workers and low-income families who want a rental home should watch for allotment notices for the Gadakana affordable rental housing project in Bhubaneswar.
• Check the Housing and Urban Development Department website and the Odisha Urban Housing Mission page for official notices and application dates.

Relevant Links

• PM Awas Yojana 2.0 Online Registration
• Housing and Urban Development Department, Government of Odisha
• Odisha Urban Housing Mission (AWAAS)
• PMAY-Urban official portal
• H&UD Department notices and advertisements

Contact Information

• Odisha Housing and Urban Development Department Phone Number: 0674-2536903
• Odisha Housing and Urban Development Department Email: [email protected]
• Odisha PMAY- Urban Toll Free Number: 18003457650