Uttar Pradesh Mukhyamantri Matikala Rojgaar Yojana

Scheme Introduction: A Brief Overview

The Mukhyamantri Matikala Rojgaar Yojana is a pottery employment scheme launched by the Uttar Pradesh Government to support pottery artisans in establishing their own pottery businesses. If you are a pottery worker or clay artisan in Uttar Pradesh, this scheme helps you start a pottery production unit with government-backed bank loans requiring minimal personal investment from your side.

Under the Matikala Rojgaar Yojana, the government arranges bank loans up to Rs 10 lakh for your pottery business. You only need to contribute 5% of the total project cost from your own pocket, so for a Rs 10 lakh project, you invest just Rs 50,000. The bank finances the remaining 95%. Most importantly, the government adds Rs 2.50 lakh (25% of the loan amount) directly to your bank account as margin money, which you don't need to repay as a loan. This substantially reduces your financial burden and makes accessing bank credit easy for pottery artisans.

The Mukhyamantri Matikala Rojgaar Yojana supports toy manufacturing, household items (pressure cookers, earthen pots, pitchers, jugs, traditional kulhad cups, bowls, plates, cooking vessels), building materials (floor tiles, roof tiles, latrine pans, pipes, wash basins), and decorative items (flower vases, garden pots, bonsai pots, lamps). You choose the pottery category matching your skills and local market demand.

The loan repayment period is 5 years, giving your pottery unit sufficient time to become profitable and generate revenue for loan repayment. You establish your pottery unit individually (not as a group or cooperative), maintaining full control over your business operations while receiving government financial support. The scheme specifically targets economically weaker pottery communities, providing them with pathways to transition from informal household production to organised, commercially viable pottery enterprises.

Pottery artisans traditionally struggle to access bank loans because banks demand margin money that artisans cannot afford. This scheme eliminates that barrier by providing margin money from government funds. The online application process makes it easy to apply from your location without repeatedly visiting government offices. Selected beneficiaries receive bank loans with favourable terms, skill support, and ongoing assistance from the District Industry Centre to ensure business success. Along with this, the state government also provide a loan of Rs 10 lakh under its Mukhyamantri Gramoudhyog Rozgar Yojana.

Scheme Benefits

• Bank loan assistance up to Rs 10 lakh for pottery business establishment.
• 95% financing by the bank, with only 5% entrepreneur contribution required.
• The government provides 25% margin money directly to the loan account, reducing the effective loan burden.
• 5-year flexible loan repayment period with manageable monthly instalments.
• Support for diverse pottery business activities: toys, household goods, building materials, decorative items.
• Individual unit establishment with full operational autonomy for entrepreneurs.
• Access to the formal banking system and institutional credit facilities.
• Improved business viability through subsidised financial support.

Eligibility Requirements

• The beneficiary must be an original resident of Uttar Pradesh.
• The minimum age of the applicant is 18 years.
• Must be literate; for projects exceeding Rs 5 lakh, a minimum qualification of 8th class pass is mandatory.
• Must possess formal pottery training or traditional knowledge of pottery craft before applying for a loan.
• Reservation category applicants receive priority as per government reservation norms based on availability.
• Must not have availed similar government loans or subsidies for business establishment previously.
• Should possess sound financial standing with no existing loan default history.
• Individual applicants only; the scheme does not support group or cooperative unit formation.

Required Documents

• Aadhar Card
• Domicile Certificate
• Education Certificate (8th class pass certificate for projects above ₹5 lakh, literacy certificate for others)
• Bank Account details
• Caste Certificate (if applicable)
• Pottery training certificate or documentation of traditional pottery knowledge
• Business proposal including unit layout, equipment details, production plan, and financial projections
• Passport-sized color photographs
• Previous loan repayment history or bank statements showing creditworthiness (if any existing accounts)

Steps to Apply

• The application form for Uttar Pradesh Mukhyamantri Matikala Rojgaar Yojana is available online.
• To apply, you need to visit the  "UP Mati Kala Board website".
• Select "Mukhyamantri Matikala Rojgaar Yojana" under the scheme section. 
  
• On the new page, tap on the "Apply link". 
  
• The application form of the scheme will appear on your screen.
  
• In the application form, you need to provide
  • Personal Details
  • Communication Details
  • Unit Address
  • Activity type
  • Cost of the project
  • Bank Finance
  • Bank details, and
  • Scorecard for selection.
• After this, you need to upload the required documents in the given size and format.
• After sharing all details, submit your application.
• You will receive the confirmation via SMS on your mobile application.
• Selected beneficiaries receive notification via email/SMS with the loan amount and designated bank details.
• Acknowledge selection within the deadline to confirm eligibility
• Visit the designated bank branch with the original documents.
• Bank completes verification and prepares the loan sanction letter with a 5-year repayment schedule

Relevant Links

• UP Mukhyamantri Matikala Board Website.
• UP Mukhyamantri Matikala Online Registration.

Contact Information

• UP Matikala Department Phone Number:
  • 0522-2208321
  • 0522-2208243
• UP Matikala Department Email Helpdesk: upmatikalaboard@gmail.com