Karnataka Funeral Expense and Ex-Gratia Assistance Scheme

Scheme Introduction: A Brief Overview

The Funeral Expense and Ex-Gratia Assistance Scheme is provided by the Karnataka Building and Other Construction Workers Welfare Board to support the family of a deceased registered construction worker. The scheme ensures immediate financial assistance to meet funeral expenses and provides an ex-gratia amount to reduce the financial hardship caused by the sudden demise of the worker.

Under this scheme, the nominee of the deceased worker receives ₹4,000 for funeral expenses and ₹1,46,000 as ex-gratia assistance, which is for deaths on or after 16-07-2025 and ₹71,000 for deaths prior to that date. The benefit is directly transferred to the nominee's bank account through Direct Benefit Transfer (DBT).

The application must be submitted online through the official Labour Department portal in Form XVIII within one year from the date of death. Only the registered nominee recorded in the Labour Board database is eligible to apply.

The scheme also integrates with the Accident Assistance Scheme. If the cause of death is selected as "Accident Death," the system automatically processes eligibility for both Funeral Assistance and Accident Assistance, eliminating the need for a separate application.

After verification by labour officials and approval by the competent authority, the amount is sanctioned and transferred to the nominee's account.

Scheme Benefits

• Provides financial support to the family of a deceased construction worker
• ₹4,000 for funeral expenses
• ₹1,46,000 as ex-gratia assistance to the nominee (depending on the date of death)
• Direct transfer of funds to the nominee's bank account (DBT)
• Automatic inclusion under Accident Assistance Scheme in case of accidental death

Eligibility Requirements

• For Registration as a Construction Worker
  • The applicant should be engaged in building or construction work (unorganised sector)
  • Must be at least 18 years of age
  • Should have worked in construction for at least 90 days in a year
• For Availing the Scheme
  • The deceased must be a registered construction worker under the Karnataka Building and Other Construction Workers Welfare Board
  • The application must be submitted by the registered nominee only
  • Application must be submitted in Form XVIII
  • The claim must be filed within one year from the date of death
  • Nominee details must match Labour Board records

Required Documents

• For Registration
  • Proof of 90 days construction work (Form V A/B/C/D or employer certificate)
  • Aadhaar Card
  • Age proof
  • Ration Card (if available)
• For Scheme Application
  • Death Certificate of the registered worker
  • Identity Card issued by the Welfare Board (or registration number if card unavailable)
  • Nominee Aadhaar Card
  • Photocopy of bank passbook (nominee)
  • Ration Card
  • Employer Certificate
  • Any Photo ID proof of nominee
  • Self Declaration / Affidavit (if required)
  • Additional Documents (For Accident Death Cases)
  • FIR Copy
  • Postmortem Report

Amount Rule Based on Date of Death:

• If death is on or after 16-07-2025 → ₹1,46,000 + ₹4,000
• If death is before 16-07-2025 → Old amount applicable (₹71,000 + ₹4,000)

Important System Rules (Cause of Death Logic)

• If Natural Death is selected → Only Funeral & Ex-Gratia Scheme is processed
• If Accident Death is selected → Both Funeral & Ex-Gratia Scheme and Accident Assistance Scheme will be processed.
• No separate application is required for accident assistance through the portal

Important Notes

• Nominee must log in using the deceased worker's registered mobile number
• Application must be submitted within one year from the date of death
• Only the registered nominee can apply
• Worker registration must be renewed every 3 years
• 1-year grace period allowed after expiry
• Failure to renew leads to invalid registration
• Bank details must be correct for DBT

Steps to Apply

• 1. Worker Registration
  • Visit the official Welfare Board website
  • If you are already registered on Seva Sindhu, then
  • Enter Aadhaar-linked mobile number and verify via OTP
  • Fill details, upload documents, and submit
• 2. Applying for the Scheme
  • Log in using registered mobile number and OTP
  • Go to "Schemes" section
  • Select "Funeral Expense and Ex-Gratia Scheme"
  • Enter all required details carefully
  • Select correct cause of death
  • Upload documents and submit application
• 3. Application Processing Flow
  • Application submission by nominee
  • Verification by Labour Inspector / Senior Officer
  • Approval by Assistant Labour Commissioner
  • Sanction and DBT transfer
• 4. Renewal Process (Worker Registration)
  • Login to portal
  • Click on "Renewal"
  • Update details and upload documents

Common Mistakes to Avoid

• Selecting wrong cause of death
• Applying after 1-year deadline
• Nominee details mismatch
• Uploading incorrect or unclear documents
• Bank account not DBT-enabled
• Using unregistered mobile number
• Possible Reasons for Rejection
• Worker not registered or registration expired
• Application submitted after one year
• Nominee not matching records
• Missing or invalid documents

Relevant Links

• Details of Funeral and Ex-Gratia Assistance Pdf
• Official Portal of Karnataka Building And Other Construction Workers Welfare Board
• Log in Portal for Karnataka Funeral and Ex-Gratia Assistance Scheme
• Employer Form V(A), Registered trade Union-Form V(B), Labour inspector Form V(C) and Grama Panchayath Form V(D) Download Page
• Registration Process on Karnataka Building And Other Construction Workers Welfare Board.Pdf
• Renewal Process.Pdf
• Funeral and Ex-Gratia Assistance Page on the Karnataka Building & Other Construction Workers Welfare Board Portal

Contact Information

• Karnataka Building and Other Construction Workers Welfare Board Karmika Bhavan, Dairy Circle Bannerghatta Road, Bengaluru – 560029
• Karnataka Building and Other Construction Workers Welfare Board Toll-Free Contact Number: 155214
• WhatsApp: 9845353214