Uttarakhand BHULI Scheme

Scheme Introduction: A Brief Overview

The Uttarakhand BHULI Project (Business & Handholding Unit for Livelihood Incubation), popularly known as the Uttarakhand Bhuli Yojana, is a women entrepreneurship initiative launched by the Uttarakhand State Rural Livelihood Mission (USRLM) in partnership with the Foundation for Innovation & Entrepreneurship Development (FIED), IIM Kashipur. The project helps rural women establish new enterprises and expand existing businesses. It also seeks to strengthen rural livelihoods by encouraging women-led entrepreneurship and creating sustainable employment opportunities.

The Uttarakhand Government has introduced several self-employment programmes to encourage entrepreneurship, including the Mukhyamantri Ekal Mahila Swarojgar Yojana and the Veer Chandra Singh Garhwali Paryatan Swarojgar Yojana. The BHULI Project further strengthens these efforts by focusing on rural women entrepreneurs. It combines financial assistance with business incubation, mentoring, and long-term handholding support to help women build sustainable enterprises.

Selected beneficiaries can receive an interest-free business loan ranging from ₹5 lakh to ₹28 lakh. They may also receive a grant of up to ₹15 lakh, depending on the nature of the enterprise and approval under the project. Besides financial assistance, beneficiaries receive business incubation, entrepreneurship training, expert mentoring, business planning support, branding, packaging, quality improvement support, market linkages, digital assistance, and continuous handholding to help them establish and grow sustainable enterprises.

The project aims to support more than 150 eligible women-led enterprises under its implementation. The BHULI scheme primarily targets women residing in rural areas of Uttarakhand. Individual applicants who are Self Help Group (SHG) members or family members of SHG members can apply. Eligible SHGs, Village Organisations (VOs), Cluster Level Federations (CLFs), Community-Based Organisations (CBOs), and other community institutions can also participate, subject to the project guidelines.

The application process is completely online through the official BHULI Project portal managed by FIED, IIM Kashipur. Applicants are required to provide their personal, SHG, and enterprise details while submitting the application. After selection, beneficiaries receive incubation support, technical guidance, and access to financial and market linkages. Through this initiative, the Uttarakhand Government aims to promote innovation, strengthen rural enterprises, improve household incomes, and create a strong ecosystem for women entrepreneurs across the state.

Scheme Benefits

• Interest-free business loan ranging from ₹5 lakh to ₹28 lakh for eligible women entrepreneurs, subject to project approval.
• Grant assistance of up to ₹15 lakh for selected beneficiaries.
• Business incubation, entrepreneurship training, and continuous handholding support to establish or expand an enterprise.
• One-to-one mentoring and expert guidance for business planning and enterprise development.
• Support for branding, packaging, quality improvement, and market linkages.
• Digital and technical assistance to strengthen business operations.
• Financial assistance to help women build sustainable and growth-oriented enterprises.
• The project aims to support 150+ eligible enterprises under its implementation.

Eligibility Requirements

• The applicant should be a woman residing in a rural area of Uttarakhand.
• Individual applicants should be Self Help Group (SHG) members or family members of an SHG member.
• Applications may also be submitted by:
  • Self Help Groups (SHGs)
  • Village Organisations (VOs)
  • Cluster Level Federations (CLFs)
  • Community-Based Organisations (CBOs)
  • Other eligible community institutions.
• The applicant should be interested in establishing a new enterprise or expanding an existing business.
• The enterprise should be located in Uttarakhand.
• The enterprise should be financially viable.
• Existing enterprises should normally have been operational for at least 12 months, wherever applicable.
• The applicant should be willing to participate in business incubation, mentoring, training, and handholding activities under the project.
• The applicant should satisfy any additional conditions prescribed by the implementing agencies during the selection process.

Required Documents

• Aadhaar Card or any valid identity proof of the applicant.
• Proof of residence in Uttarakhand.
• Recent passport-size photograph.
• Mobile number and, if available, an email ID.
• Category certificate (if applicable).
• Self Help Group (SHG) membership proof or proof of association with a Village Organisation (VO), Cluster Level Federation (CLF), Community-Based Organisation (CBO), or other eligible institution, wherever applicable.
• Business proposal or Detailed Project Report (DPR), if required.
• Business registration or enterprise registration certificate (if the enterprise is already registered).
• Details of the existing enterprise, including its age, annual turnover, and nature of business.
• Educational qualification certificate (if applicable).
• Bank account details.
• PAN Card, if applicable.
• Any additional documents required by the Uttarakhand State Rural Livelihood Mission (USRLM) or the implementing agency during verification or selection.

Steps to Apply

The application for the Uttarakhand BHULI Scheme can be submitted online through the official portal developed by the Foundation for Innovation & Entrepreneurship Development (FIED), IIM Kashipur. Follow the steps below to apply:

• Visit the official FIED (Foundation for Innovation & Entrepreneurship Development), IIM Kashipur website.
• On the home page, click on the Apply for BHULI Project link.
  
• You will be redirected to the online application form.
  
• Select the appropriate applicant category and fill in all the required personal, SHG, and enterprise details.
• Upload the necessary documents, if required.
• Review all the information entered in the application form carefully before submission.
• Submit the completed application form online.
• After successful submission, an acknowledgement and confirmation will be sent to your registered mobile number through SMS.

Relevant Links

• Uttarakhand Bhuli Scheme Online Application Form
• Uttarakhand State Rural Livelihoods Mission
• IIM Kashipur
• Foundation for Innovation & Entrepreneurship Development (FIED)

Contact Information

• FIED Phone Number: 7088270882
• USRLM Phone Number:
  • 0135-2786789
  • 0135-223896
• FIED Email Helpdesk:
  • [email protected]
  • [email protected]
• USRLM Email Helpdesk: [email protected]