Madhya Pradesh Dr. Bhimrao Ambedkar Kamdhenu Yojana

Scheme Introduction: A Brief Overview

Agriculture and dairy farming are important sources of income in rural areas, but starting a large-scale dairy business requires high investment and proper infrastructure. Many farmers and unemployed youth are unable to enter this sector due to financial constraints and lack of resources.

To address this gap, the Government of Madhya Pradesh launched the Dr. Bhimrao Ambedkar Kamdhenu Yojana to promote dairy entrepreneurship and strengthen rural livelihoods.

Under this scheme, financial assistance is provided in the form of loans ranging from ₹36 lakh to ₹42 lakh per unit, enabling beneficiaries to set up dairy units with 25 high-yielding cattle. The support is structured and released in stages over 18 months, ensuring proper utilization of funds and gradual business development.

By combining financial support with infrastructure, insurance, and livestock management, the scheme helps farmers build a stable and sustainable income source, even during challenging conditions.

In addition to this initiative, the Government of Madhya Pradesh has introduced several complementary schemes to strengthen the dairy and livestock ecosystem. Programs like the Mukhyamantri Dairy Plus Yojana focus on improving dairy value chains and market access, while the Mukhyamantri Dudharu Pashu Praday Yojana supports farmers by providing high-quality milch animals to enhance productivity. At the same time, the Gausevak Prashikshan Yojana aims to build skilled manpower by offering training in scientific cattle management. Together, these initiatives create a supportive environment for farmers and entrepreneurs, ensuring not just financial assistance but also access to resources, skills, and sustainable growth opportunities in the dairy sector.

Scheme Benefits

Financial assistance is provided through a structured loan system:

• Loan amount ranges from ₹36,00,000 to ₹42,00,000 per unit

• The loan is disbursed in four stages over 18 months

  Stages of Payment	Time of Disbursement	Purpose of Installment	Indigenous Breed	Crossbred / Hybrid / Buffalo
  First Installment	1st Month	Construction of cattle shed	11,00,000	11,40,000
  Second Installment	4th Month	Purchase of animals + insurance + transportation	9,00,000	11,00,000
  Third Installment	10th Month	Purchase of additional animals + insurance + transportation	8,00,000	9,80,000
  Final Installment	18th Month	Purchase of remaining animals + insurance + transportation	8,00,000	9,80,000
  Total			36,00,000	42,00,000

• Additional Benefits:
  • Financial assistance is provided for the construction of cattle sheds, purchase of high-yielding milch animals, insurance coverage for livestock, and transportation expenses.
  • Each unit consists of 25 cattle, which may include either all crossbred cows, indigenous cows, or buffaloes of the same breed type.
  • A beneficiary may avail up to 8 units (maximum 200 cattle) depending on landholding capacity and repayment history.
  • The loan amount ranges from ₹36,00,000 for indigenous breed units to ₹42,00,000 for crossbred cow or buffalo units.
  • Unit Cost Breakup (Per Animal) To understand how the loan amount is structured, here is the per-animal cost considered under the scheme:
    • Indigenous breed cows (Sahiwal, Gir, etc.) are valued at ₹80,000 per animal
    • Crossbred cows (HF, Jersey) and buffaloes are valued at ₹1,00,000 per animal
  • Additionally, transportation expenses are also covered within the loan:
    • For indigenous breed cattle: ₹6,600 per animal for transport
    • For crossbred cows and buffaloes: ₹5,680 per animal for transport
  • The scheme also ensures insurance coverage for livestock, cattle sheds, and transit-related risks.
  • Tagging of all purchased animals is mandatory, and registration must be completed on the Bharat Pashudhan App.
  • Preference is given to farmers who are already supplying milk to milk unions or are located along milk collection routes.
  • The loan is disbursed in phased installments over a period of 18 months.
  • A beneficiary becomes eligible for an additional unit after two years, provided that the earlier loan has been repaid regularly.

Who Is This Scheme For?

This scheme is designed for livestock farmers and unemployed youth in Madhya Pradesh who want to start or expand dairy farming as a business.

It is suitable for individuals who:

• Have agricultural land
• Want to establish a structured dairy unit
• Are willing to adopt scientific dairy practices
• The scheme is open to all categories including SC, ST, and others, ensuring inclusive participation.

Eligibility Requirements

• The applicant must be a resident of Madhya Pradesh.
• The minimum age of the applicant should be 21 years or above.
• The applicant must be engaged in or willing to take up livestock farming.
• Individuals belonging to SC, ST, and other categories are eligible to apply.
• The applicant should own at least 3.5 acres of agricultural land per unit (25 cattle).
• Applications for up to 8 units are allowed, with land requirement increasing proportionally.
• Family-owned land holdings may also be considered, in which case co-borrowers will be included.
• In case of scattered land parcels, at least 0.5 acre of land should be available at a single location.
• The applicant must possess a training certificate in dairy or livestock management from a recognized institution or organization.

Types of Cattle Allowed

• Indigenous breeds: Sahiwal, Gir, Tharparkar, Red Sindhi, Kankrej
• Crossbred cows: HF, Jersey
• Buffalo breeds: Murrah, Bhadawari, Nili-Ravi, Jafarabadi, Surti, Mehsana

Note: At the time of purchase, the calf of the animal should not be older than 1 month.

Minimum Milk Yield Standards

To ensure quality and productivity, the cattle purchased under this scheme must meet the following minimum daily milk yield requirements:

• Buffalo: Minimum 8 litres per day
• Crossbred Cows (HF/Jersey): Minimum 10 litres per day
• Indigenous Breed Cows: Minimum 7 litres per day

Note: Animals that do not meet these yield standards are not eligible for purchase under the scheme.

Required Documents

• Identity Proof
• Residence Proof
• Land Records
• Training Certificate
• Bank Account Details
• Passport size photograph
• Active phone number
• Other required documents (if asked)

Steps to Apply

Stage 1 - Registration

• To begin your application, you need to first visit the official website of the Dr. Bhimrao Ambedkar Kamdhenu Yojana.
• Here, below the scheme, you will find two options: "Know More About Scheme" and "Check Eligibility." You can choose either option to get a better understanding of the scheme and confirm your eligibility.
• Alternatively, if you are already familiar with the details, you can directly go to the top-right corner of the page and click on the "Sign Up" option to proceed with registration.
• After that, the Sign Up page will open on your screen. To proceed further, you will need to enter your Aadhaar number as part of the registration process.
• You will be asked to enter basic details such as your mobile number and email ID.
• After that, create a password of your choice and confirm it.
• Once you submit these details, your User ID and Password will be generated, which you will use for logging in.

Stage 2 - Filling the Application

• After registration, log in to the portal using your User ID, Password and Captcha.
• Now, open the application form and start filling in all the required details carefully.
• Take your time while entering information to avoid mistakes.
• You will also need to upload important documents, so make sure they are clear and in the correct format.
• Before submitting, review the entire form once again to ensure everything is correct.
• Once satisfied, submit the application.
• After submission, an Application Number will be generated, keep this safe for future reference.
• It's also a good idea to print a copy of your application.

Post-Application Process

• After submission, your application goes through a verification process by the concerned department.
• In most cases, a pre-sanction inspection of your proposed dairy setup may be carried out to check feasibility.
• If everything is found in order, the loan will be approved.
• The funds are then released in stages, based on the progress of your project, such as shed construction and purchase of cattle.
• Pre-sanction inspection is mandatory
• Land ownership and documents must be verified
• Animals must meet milk yield standards
• Transport bills and proof must be submitted

Relevant Links

• Official website of Dr. Bhimrao Ambedkar Kamdhenu Yojana
• About the scheme on official page
• Eligibility criteria in official page

Contact Information

• Department of Animal Husbandry and Dairying, Government of Madhya Pradesh
• Address: Directorate of Animal Husbandry and Dairying, Kamdhenu Bhawan, Vaishali Nagar, Kotra Sultanabad, Bhopal – 462003, Madhya Pradesh
• Phone: 0755-2772262
• Fax: 2772263
• Email: [email protected] .