Odisha Antyodaya Gruha Yojana

Scheme Introduction: A Brief Overview

Odisha Antyodaya Gruha Yojana (AGJ) is a housing scheme launched by the Government of Odisha to provide pucca houses to eligible rural families who remain deprived of adequate housing. The scheme primarily supports houseless households, families living in kutcha houses, and vulnerable groups that may not have received housing assistance under other government schemes. Eligible beneficiaries receive ₹1,20,000 to construct a pucca house, along with additional completion incentives for finishing construction within the prescribed period. The scheme aims to improve housing security and help eligible families live in safer and more durable homes.

The Antyodaya Gruha Yojana Odisha focuses on eligible rural households that were left out of existing housing programmes, including certain Forest Rights Act (FRA) beneficiaries and families in which the main earning member has a disability of at least 40%. It also covers specified households affected by severe disasters, displacement and relocation requirements, subject to the scheme guidelines. Applicants must meet the prescribed eligibility conditions, provide the required documents and complete the verification process before the authorities approve their applications.

It is a separate housing scheme that complements PMAY-G by supporting eligible rural households left out of existing housing programmes. However, households that have already received housing assistance under another government rural housing scheme are generally ineligible, subject to specified exceptions.

The government releases the Antyodaya Gruha Yojana Payment, i.e, ₹1,20,000 housing assistance, in three instalments linked to construction progress. Eligible beneficiaries may also receive an additional incentive of ₹20,000 for completing the house within 4 months or ₹10,000 for completing it within 6 months of receiving the first instalment, subject to the applicable guidelines. The scheme also supports eligible beneficiaries through employment under MGNREGS and convergence with other government programmes for basic facilities such as sanitation, drinking water and electricity.

Odisha also operates other housing initiatives for families with different housing needs. Rural households seeking a housing loan and subsidy may explore the Mo Ghara Scheme, while eligible urban households can learn about the PMAY Urban BANDHU Scheme, which focuses on affordable housing support in urban areas. These schemes have different eligibility conditions and benefits, so applicants should check the relevant guidelines before choosing a programme.

Eligible applicants can contact their Block Development Office (BDO) to obtain the Antyodaya Gruha Jojana list and check whose application has been approved, rejected or found ineligible. The Antyodaya Gruha Yojana list PDF is not currently available for online checking through the process described here. Applicants can request the list from their concerned Block Office, Gram Panchayat office or Sarpanch. They can also visit the Odisha Rural Housing Portal for scheme-related information and to download their individual house work order, if available, by entering their Aadhaar number. The government has announced an extension of Antyodaya Gruha Yojana until 2029, with plans to cover an additional 2,91,666 houses. Applicants should check the latest official announcements for updated implementation details and incentive provisions.

Scheme Benefits

The Odisha Antyodaya Gruha Jojana supports eligible rural households in constructing pucca houses and improving their living conditions. The scheme offers the following benefits.

• Provides pucca houses to houseless families and those living in kutcha houses in rural Odisha.
• Gives housing assistance of Rs 1.2 lakh per eligible household, released in three instalments:
  • Rs 40,000 on issuance of the work order
  • Rs 65,000 on the house reaching roof level
  • Rs 15,000 on completion of the house
• Requires a minimum carpet area of 25 square metres, including cooking space and excluding the toilet area.
• Pays a completion incentive for finishing construction ahead of schedule:
  • Originally, Rs 20,000 for completion within 4 months and Rs 10,000 for completion within 6 months of the first instalment
  • Revised upward alongside the October 2026 extension, per government press statements, though the exact revised figures are not yet confirmed in a published notification
• Offers up to 90–95 days of paid unskilled labour under MGNREGS during house construction, on top of the housing assistance.
• Beneficiaries may receive additional support for sanitation, drinking water and electricity through the convergence of relevant government schemes.

Eligibility Requirements

Any domiciled resident of Odisha who is houseless or living in a kutcha house can check their eligibility for Odisha Antyodaya Gruha Yojana against the categories below.

• Must be a houseless household, or a household living in a kutcha house, in rural Odisha, and fall under one of these categories:
  • Forest Rights Act, 2006 (FRA) beneficiary
  • Household whose main earning member has 40% or more disability
  • Lower-income household that is eligible for, but was left out of, an ongoing government rural housing scheme
  • Widow with minor children
  • Household whose head suffers from a serious illness, cancer, COPD, Chronic Kidney Disease, HIV, liver cirrhosis, Thalassemia (Major), Sickle Cell disease (Major), Haemophilia (Major), or who needs a bone marrow, kidney, or liver transplant
  • Leprosy-cured person
  • Freed bonded labourer (per the scheme's application form)
  • Family of a martyr
  • National award recipient
  • National or international-level sportsperson
• Also eligible, even if the household already has a pucca house or was previously allotted one, if:
  • The house was fully or severely damaged by a natural or man-made calamity, fire, flood, cyclone, earthquake, elephant menace, communal violence, Left-Wing Extremism (LWE) violence, or a major law-and-order problem
  • The family needs relocation due to river or sea inundation
  • The family was rehabilitated or relocated for a government project, such as a highway or irrigation project
  • The family lives in a sanctuary or reserve forest area and needs relocation

Ineligibility Criteria of the Scheme

The published guidelines exclude households that fall under the following categories, subject to the specific exceptions provided for disaster-affected and displaced families.

• Household already lives in a pucca house (unless it falls under the calamity/relocation categories above).
• Any family member is a regular Government, PSU, or statutory body employee, or draws a pension from one of these.
• Household owns a motorised four-wheeler.
• Household owns mechanised three- or four-wheeler agricultural equipment.
• Household runs a non-agricultural enterprise registered with the government.
• Any family member earns more than Rs 15,000 per month.
• Household owns 2.5 acres or more of irrigated land, or 5 acres or more of un-irrigated land.
• Household has already received assistance under another government rural housing scheme.
• Household was relocated for a government project and now owns a pucca house in another locality.

Required Documents

Applicants need the following documents to apply for Odisha Antyodaya Gruha Yojana, based on the official application form.

• Aadhaar Card photocopy (mandatory)
• Land patta (title) copy (mandatory)
• Bank passbook, first page (mandatory)
• Caste certificate (only for Scheduled Caste and Scheduled Tribe applicants)
• Disability certificate (for the 40% or more disability category)
• Report from the concerned medical officer (for the serious-illness category)
• Certificate for the freed bonded labourer category, where applicable
• Certificate of participation in national or international-level sports (for the sportsperson category)
• National award certificate (for the award-recipient category)
• Any other certificate supporting the applicant's specific eligibility category

Note: Applicants should provide the documents applicable to their category and confirm any additional requirements with the concerned Gram Panchayat or Block Development Office.

Steps to Apply

Eligible rural households can apply for the Odisha Antyodaya Gruha Yojana through the prescribed application process. Applicants must provide accurate personal, household, land and bank details along with the documents required for verification.

• Wait for the village-level survey conducted by the Block Development Officer (BDO), or visit the local Gram Panchayat/Block office directly.
• Collect the official Antyodaya Gruha Yojana application form, issued by the Panchayati Raj and Drinking Water Department.
• Fill in personal, family, and bank account details, and tick the eligibility category that applies.
• Attach the required documents for the selected eligibility category.
• Sign the self-declaration confirming that the applicant does not already own a pucca house and meets the scheme's income, land, and vehicle-ownership conditions.
• Submit the completed form at the Gram Panchayat or Block office. A Member of Parliament, MLA, or other elected representative may add a recommendation if needed.
• Collect the acknowledgement slip confirming that the application has been received.
• Allow the BDO to verify the submitted documents and details during document scrutiny or the survey.
• Wait for the Collector-cum-District Magistrate to forward the scrutinised list of eligible beneficiaries to the PR&DW Department for sanction.
• Once the Chief Minister approves the district-wise targets, the BDO issues a work order, and the first instalment is credited to the beneficiary's bank account through DBT.

Key Features of the Scheme

• Panchayat Samitis implement the scheme under the supervision of the Zilla Parishad and the Panchayati Raj and Drinking Water Department.
• The Block Development Officer (BDO) identifies and verifies beneficiaries; eligible households can also submit an individual application, with an optional MP/MLA recommendation.
• The existing house is geo-tagged through the Ama Ghara mobile app before a new house is sanctioned, and construction progress is geo-tagged at each stage.
• The list of beneficiaries, along with the scheme's physical and financial progress, can be checked district- and block-wise on the Rural Housing Odisha portal.
• The Chief Minister approves district-wise targets, based on the proposal forwarded by the Collector-cum-District Magistrate.
• Landless eligible households are allotted a house site by Revenue Authorities on priority.
• Households residing on government land are not sanctioned a house until they receive land from the Revenue Department.
• Beneficiaries must construct the house themselves; no contractor is engaged, except where a senior citizen, person with disability, or destitute beneficiary formally requests departmental support.
• House allotment is preferably made in the name of the female head of the household.
• Beneficiaries must complete construction within 12 months of receiving the first instalment, and must paint the scheme's logo on the front wall of the completed house.
• Ongoing work under the earlier Biju Pucca Ghar Yojana (BPGY) has been merged into this scheme.
• The scheme's tenure was extended by two years, from 2027 to 2029, in October 2026, with 2,91,666 additional houses approved at the same Rs 7,550 crore outlay.

Relevant Links

• Odisha Antyodaya Gruha Yojana Application Form
• Antyodaya Gruha Yojana Guidelines.
• Odisha Antyodaya Gruha Yojana House Order.
• Panchayati Raj and Drinking Water Department Website.
• Rural Housing Odisha Website.

Contact Information

• Rural Housing Odisha Toll Free Number : - 18001219421
• For more information, beneficiaries may visit the nearest Panchayati Raj and Drinking Water Department Office.
• Panchayati Raj and Drinking Water Department,
  Odisha Govt. ,Secretariat Building,Bhubaneswar
  Pin- 751001, Odisha, India