Bihar Mukhyamantri Go-Dhan Vikas Rin Yojana

Scheme Introduction: A Brief Overview

Mukhyamantri Go-Dhan Vikas Rin Yojana is a new dairy loan scheme of the Government of Bihar. The state cabinet approved the scheme on 23 September 2026. Under the scheme, cattle rearers in Bihar will be able to take an eligible bank loan to purchase milch animals. The state government will provide a 100 per cent subsidy on the interest of the eligible loan, so the beneficiary will have to repay the principal amount.

The loan will support a small dairy unit with three improved-breed cows or two buffaloes. The scheme aims to make dairy farming more accessible for livestock farmers and encourage them to develop dairy activities as a source of self-employment. Bihar already provides support for cattle and buffalo rearing through schemes such as Bihar Desi Gaupalan Protsahan Yojana and Bihar Samagra Bhains Palan Yojana. The Mukhyamantri Go-Dhan Vikas Rin Yojana adds interest support to the financing of dairy livestock.

Chief Minister Samrat Choudhary stated that cattle rearers will receive a 100 per cent subsidy on the interest of their bank loan under the scheme. He also stated that beneficiaries will have to repay only the principal amount. More than ₹1,600 crore has been approved for the scheme. The government has announced the scheme with the objective of increasing milk production, creating employment opportunities and improving the income of livestock farmers.

The scheme is focused on reducing the financial burden associated with dairy loans. By covering the interest component of the eligible loan, the government intends to make the purchase of improved-breed cows or buffaloes more affordable for livestock farmers. Farmers can also explore related support such as Bihar Dudharu Pashu Bima Yojana, which provides insurance-related support for milch animals.

The same cabinet meeting also cleared a separate dairy package for the Kosi region. Eight projects worth ₹126.07 crore were approved for the region, covering the development of 500 new milk cooperative societies along with milk chilling and BMCU facilities. However, the detailed guidelines for Mukhyamantri Go-Dhan Vikas Rin Yojana are still awaited. The government has not yet published the final eligibility conditions, loan ceiling per beneficiary, official document list or application process.

Scheme Benefits

The main benefit of Mukhyamantri Go-Dhan Vikas Rin Yojana is a complete waiver of the interest burden on a dairy loan. Cattle rearers in Bihar can take a bank loan to buy milch animals and repay only the principal amount, with the state government bearing the entire interest.

• 100% subsidy on the interest of the bank loan taken by the cattle rearer.
• The beneficiary has to repay only the principal amount of the loan.
• The interest burden is borne by the state government under the scheme.
• Loan support to set up a dairy unit of 3 improved-breed cows or 2 buffaloes.
• COMFED is to act as the guarantor for the loan, easing the collateral burden on the farmer.
• More than ₹1,600 crore has been sanctioned for the scheme.
• The outlay covers three financial years, from 2026-27 to 2028-29.
• The scheme aims to raise milk production, create rural employment and increase the income of cattle rearers.

Note: The maximum loan amount per beneficiary has not been announced. The cabinet decision approved the scheme, its benefit structure and the total outlay, but did not specify a per-farmer loan ceiling.

Eligibility Requirements

Detailed eligibility criteria deciding who can apply for Mukhyamantri Go-Dhan Vikas Rin Yojana have not been notified yet. What the Bihar Cabinet has confirmed is the broad target group and the size of the dairy unit the loan is meant for; the finer conditions will come with the departmental guideline.

• The applicant should be a resident of Bihar.
• The applicant should be 18 years or above.
• The scheme is meant for cattle rearers and dairy farmers of Bihar.
• The loan is intended for a dairy unit of 3 improved-breed cows or 2 buffaloes.
• The beneficiary must take the loan from a bank, as the benefit is a 100% subsidy on the loan interest.
• Detailed eligibility conditions have not been released officially by the concerned authority.

Note: The Bihar Government has not yet published the final eligibility criteria, such as age limit, annual family income limit, land requirement, minimum dairy experience or specific bank-loan conditions. These details should be considered pending until the official scheme guidelines are issued.

Required Documents (Tentative)

The official list of documents required for Mukhyamantri Go-Dhan Vikas Rin Yojana has not been released yet. The scheme was approved by the Bihar Cabinet on 23 September 2026, but the departmental guideline carrying the document checklist is still awaited. Based on the structure of the scheme, the following documents are likely to be needed when applications open.

• Aadhaar card.
• Residence proof.
• Bank account details.
• Passport-size photograph.
• Proof of land or shed available for keeping the cattle unit.
• Membership proof of a milk co-operative society.
• Quotation or purchase proof for the improved-breed cows or buffaloes to be bought under the scheme.
• Caste certificate.
• Mobile number linked with Aadhaar.

Note: The documents listed above are indicative only and are not part of any government notification. The actual requirement may differ once the Dairy, Fisheries and Animal Resources Department issues the scheme guideline. Applicants are advised to rely only on the official list when it is published.

Steps to Apply

The application process for Mukhyamantri Go-Dhan Vikas Rin Yojana has not been announced yet. The Bihar Cabinet approved the scheme on 23 September 2026, but no portal, form or application window has been opened so far, and it has not been stated whether applications will be online, offline, or both.

Official Application Process

• The concerned authority has not yet released this information officially.
• No application portal, form or helpline has been launched for the scheme.
• No application start date has been announced.
• This section will be updated with the exact steps to apply once the government issues the scheme guideline.

How the Process Is Expected to Work (Indicative)

• Applicants are likely to apply through a bank branch, as the benefit is delivered as a bank loan.
• A local milk co-operative society may be involved, since loan instalments are to be recovered from milk sales.
• The bank is expected to process the loan with COMFED standing as guarantor.
• The interest subsidy is expected to be adjusted by the government, with the beneficiary repaying only the principal.

Note: the process described above is indicative and not part of any government notification. Applicants should wait for the official guideline and avoid sharing documents or money with anyone claiming to register them for this scheme in advance.

Relevant Links

• Government of Bihar Official State Portal
• Bihar Dairy, Fisheries and Animal Resources Department Portal.

Contact Information

• The concerned authority has not shared any helpline number for Mukhyamantri Go-Dhan Vikas Rin Yojana yet.