Bihar Mukhyamantri Mahila Udyami Yojana

Scheme Introduction: A Brief Overview

Starting a business can be a major step for women who want to become financially independent, but arranging the initial investment and accessing affordable credit can often be a challenge. To address this gap and encourage more women to establish their own enterprises, the Government of Bihar introduced the Mukhyamantri Mahila Udyami Yojana in 2021. Under the scheme, eligible women entrepreneurs can receive financial assistance of up to ₹10 lakh per unit for setting up a new industry or business. The assistance is structured as 50% subsidy/grant up to ₹5 lakh and 50% interest-free loan up to ₹5 lakh, helping reduce the amount of capital that beneficiaries need to arrange on their own.

The scheme is part of Bihar's broader Mukhyamantri Udyami Yojana framework, which was created to promote entrepreneurship, support the establishment of new industries and increase employment opportunities in the state. The official Bihar Udyami Portal explains that the scheme is also intended to address difficulties related to collateral security and margin money when entrepreneurs seek finance for establishing new units. In addition to the project assistance, ₹25,000 per unit is provided towards beneficiary training and project monitoring support.

The scheme is implemented by the Industries Department, Government of Bihar, through the Bihar Udyami Portal. The official portal provides the application facility, scheme information, project details, selection updates, training information and other services related to the Mukhyamantri Udyami Yojana. For the financial year 2025-26, the portal also published separate selection and waiting lists for the Mahila category, showing that women applicants continue to be covered under the current implementation of the scheme.

Women selected under the scheme can use the approved assistance to establish a new eligible unit. The project assistance is not provided entirely as a grant: half of the eligible project cost is treated as an interest-free loan, while the remaining half is provided as a subsidy. The loan component is recovered after a one-year period following payment of the final instalment and is repayable in 84 equal instalments. The scheme also provides for benefits under the Bihar Industrial Investment Promotion Policy, 2016, subject to the applicable conditions.

Women who are looking for other forms of business or self-employment support can also explore related schemes available. For example, the Bihar Mukhyamantri Mahila Rozgar Yojana provides financial support to eligible women for starting self-employment activities, while the Bihar Mukhyamantri Yuva Udyami Yojana is another entrepreneurship-focused scheme for eligible applicants. These schemes have different eligibility conditions and benefit structures, so applicants should select the scheme that best matches their circumstances.

Scheme Benefits

The Bihar Mukhyamantri Mahila Udyami Yojana provides financial and practical support to eligible women who want to start a new business or industrial unit. The assistance is designed to reduce the initial financial burden and help beneficiaries establish their enterprises in a planned manner.

• Eligible women can receive financial assistance of up to ₹10 lakh for setting up a new business or industrial unit.
• Up to 50% of the approved project cost, subject to a maximum of ₹5 lakh, is provided as a subsidy or grant.
• The remaining 50% of the project cost, up to ₹5 lakh, is provided as an interest-free loan.
• The interest-free loan can be repaid in 84 equal monthly instalments as per the applicable scheme rules.
• The financial assistance is released in instalments so that funds can be used according to different stages of setting up the unit.
• Beneficiaries receive training support to help them understand business operations and properly utilise the financial assistance.
• ₹25,000 per unit is provided separately for training and project monitoring, as applicable under the scheme.
• The scheme supports women in establishing new enterprises and encourages self-employment and income-generating opportunities in Bihar.

The exact amount and release of funds depend on the approved project, applicable eligibility conditions and the scheme guidelines. Beneficiaries should use the assistance only for the approved purpose and follow the prescribed utilisation and repayment requirements.

Financial Assistance

The Bihar Mukhyamantri Mahila Udyami Yojana provides financial assistance of up to ₹10 lakh to eligible women for setting up a new business or industrial unit. The assistance is divided into two parts, combining a subsidy with an interest-free loan so that the beneficiary can start the proposed enterprise with lower financial burden.

The subsidy portion does not have to be repaid, while the interest-free loan component is repayable according to the prescribed schedule. The actual assistance depends on the approved project cost and the applicable scheme guidelines.

In addition to the project assistance, the government also provides ₹25,000 per unit separately for training and project monitoring, as applicable under the scheme.

Fund Disbursement Process

The approved financial assistance is released in stages rather than as one single payment. Each instalment is linked to training, utilisation of the previous amount and verification by the concerned authorities.

The beneficiary should keep all bills, invoices, photographs and other supporting records safely. The next instalment is released only after the required utilisation and verification process is completed.

Eligibility Requirements

To apply for the Bihar Mukhyamantri Mahila Udyami Yojana, women applicants must meet the eligibility conditions prescribed under the scheme. The main requirements are as follows:

• The applicant must be a permanent resident of Bihar.
• The applicant must be a woman eligible under the Mahila Udyami category.
• The applicant's age should generally be between 18 and 50 years.
• The applicant should have passed at least 10+2 (Intermediate), ITI, Polytechnic, Diploma or an equivalent qualification.
• The proposed business or industrial unit must be established in Bihar.
• The applicant must fulfil the applicable category, residence and other document requirements prescribed by the scheme.
• The proposed unit must be a new eligible enterprise; existing units are not covered under the scheme.
• The applicant must select a project included in the eligible project list under the scheme.
• Applicants who have already received benefits under another entrepreneurship scheme of the Industries Department may not be eligible, as per the applicable guidelines.
• The applicant must not be receiving benefits under two government entrepreneurship schemes simultaneously where such restriction applies.

Eligibility conditions, project requirements and application rules may change according to the latest notification. Applicants should check the current guidelines on the official Bihar Udyami Portal before submitting their application.

Eligible Projects Under Bihar Mukhyamantri Mahila Udyami Yojana

Applicants under the Bihar Mukhyamantri Mahila Udyami Yojana can choose from the projects listed by the Bihar Industries Department. The official MMUY project list includes manufacturing, food processing, service, handicraft, textile and other business activities. Applicants should select the project carefully while applying.

• Oil Mill / Spice Production
• Oil Mill
• Honey Processing
• Poha / Chura Manufacturing
• Jam / Jelly / Sauce Manufacturing / Fruit Juice
• Makhana Processing
• Mini Rice Mill
• Pulse Mill / Dal Manufacturing
• Corn Flakes Manufacturing
• Corn Flakes Manufacturing / Corn Puff Manufacturing
• Soya Products
• Ice Cream Manufacturing & Dairy Products
• Bakery Products (Bread, Biscuits, Rusk, etc.)
• Spice Production
• Sattu Manufacturing
• Atta / Besan Manufacturing with Pulverizer Machine
• Atta / Besan / Sattu / Masala Manufacturing
• Hotel / Restaurant / Dhaba
• Carpentry & Wood Furniture Workshop with CNC Router
• Carpentry & Wood Furniture Workshop / Bee Box Manufacturing
• Manufacturing of Steel Furniture, Almirah, Box / Trunk / Racks
• Agriculture Equipment / Gate Grill Fabrication / Welding / Hospital Bed / Trolleys / Light Commercial Vehicle Body / Rolling Shutters Manufacturing Units
• Nail / Kanti Manufacturing
• Iron Ring for Construction Work
• Rolling Shutters Manufacturing
• Light Commercial Vehicle Body Manufacturing
• Cooler Manufacturing, Fan & Heater Assembling
• LED Bulb Manufacturing
• Electric Switch / Socket / Electric Switch Board Manufacturing
• Electric Vehicle Assembling Unit
• Cattle Feed Manufacturing
• Poultry Feed
• Cattle Feed / Poultry Feed Manufacturing
• Notebook / Copy / File / Folder Manufacturing without Square Machine
• Notebook / Copy / File / Folder Manufacturing with Edge Square Machine
• Dry Cleaning
• Sanitary Napkins / Disposable Diaper Manufacturing
• Detergent Powder Manufacturing
• Plastic Items / Boxes / Bottles Manufacturing
• Cement Jali, Doors, Windows, etc. / Paver Block & Tiles Manufacturing
• Paver Block & Tiles Manufacturing
• Fly Ash Bricks
• Fly Ash Bricks / R.C.C. Spun Hume Pipe
• Powerloom Unit
• Medical Diagnostic Centre
• Cyber Café / IT Business Centre
• Auto / Bike Garage
• Paper Bag Manufacturing
• Paper Plate Manufacturing
• Flex Printing
• Jute-based Product Manufacturing
• Manufacturing of Leather and Rexin Products
• Sports Shoes / PVC Footwear Manufacturing
• Sports Shoes Manufacturing
• Readymade Garments: Knitting / Hosiery
• Banana Fiber Unit
• Bamboo Article / Cane Furniture Manufacturing Unit
• Agriculture Drone as a Service
• Madhubani Painting Unit
• Metal Craft Unit
• Sikki Craft Unit
• Bamboo Craft Unit
• Stone Craft Unit
• Embroidery / Zardozi Unit
• Doll Making Unit
• Lac Craft Unit
• Ceramics Unit
• Sea Shell Craft Unit
• Bawan Buti Unit
• Silver Fish / Silver Jewellery Unit
• Carpet Weaving Unit
• Fabric Dyeing Unit
• Fabric Printing Unit
• Fabric Finishing & Calendering Unit

Note: The project list is based on the project details published on the official Bihar Udyami portal. Applicants should check the latest project list available on the portal before submitting an application, as project availability or specifications may be updated by the department.

Required Documents

Applicants need to keep the following documents ready while applying for the Bihar Mukhyamantri Mahila Udyami Yojana. The documents should be clear and valid as required under the scheme guidelines.

• Matriculation or 10th certificate showing the applicant's date of birth.
• Intermediate/10+2, ITI, Polytechnic, Diploma or equivalent qualification certificate, as applicable.
• Permanent residence certificate of Bihar.
• Caste certificate, wherever applicable.
• Aadhaar card or other prescribed identity document.
• Recent live photograph of the applicant.
• Applicant's signature.
• Bank account details as required for the application and financial assistance.
• Training or work experience certificate, if required for the selected project.
• Any other document specifically required under the latest application guidelines.

Applicants should check the latest document requirements on the official Bihar Udyami Portal before submitting the application, as additional documents may be required for specific projects or application cycles.

Steps to Apply

The Bihar Mukhyamantri Mahila Udyami Yojana follows an online application process through the Bihar Udyami Portal. Applicants need to complete their registration, provide personal and educational details, select an eligible project and upload the required documents. Since the information entered during application is used for further scrutiny and selection, it is important to check each detail carefully before submitting the form.

• Step 1 - Open the Bihar Udyami Portal
  • Open the Bihar Udyami Portal, which is used for applications under the Mukhyamantri Udyami Yojana.
  • On the homepage, check the latest notification or application section for the current application cycle.
  • Proceed with the application only after confirming that the application window for the scheme is open.
• Step 2 - Complete Registration
  • Select the appropriate registration option available for the Mukhyamantri Mahila Udyami Yojana and enter the basic information requested on the portal.
  • Provide your active mobile number and verify it through the OTP sent to the registered number.
  • Complete the registration and use the login details generated for accessing the application form.
• Step 3 - Fill in Personal Details
  • Enter your name, date of birth, father's or mother's name, gender and other personal information as required in the application form.
  • Provide your permanent address and select the correct district, block, police station and other location details wherever applicable.
  • Make sure these details match your supporting documents to avoid difficulties during document verification.
• Step 4 - Enter Educational Details
  • Fill in the details of your Matriculation/10th qualification and the highest educational qualification applicable to you.
  • Enter the board or institution name, roll number, passing year and other qualification details asked for in the form.
  • Keep the original educational certificates nearby while entering the information so that the details can be entered correctly.
• Step 5 - Select the Project
  • Open the project section and review the eligible business or industry options available under the scheme.
  • Select the project you want to establish and enter the required project and proposed unit details.
  • Choose the project carefully because the selected project is subject to the scheme's eligibility and implementation conditions.
• Step 6 - Upload the Required Documents
  • Upload the documents requested in the application form, including educational, residence and other applicable supporting documents.
  • Upload the applicant's photograph and signature in the prescribed format and size.
  • If any additional certificate is required for the selected project, upload it along with the other supporting documents.
• Step 7 - Review the Application
  • Carefully check your personal details, educational information, address, project selection and uploaded documents before final submission.
  • Correct any error that you notice while the application is still available for editing.
  • Pay particular attention to your name, date of birth, qualification details and project information, as incorrect information can create problems during scrutiny.
• Step 8 - Submit the Application
  • After confirming that all the information is correct, submit the completed application through the portal.
  • Save the application or reference number generated after successful submission.
  • Keep a copy of the submitted application and uploaded documents for your future reference.
• Step 9 - Follow the Application After Submission
  • After applying, regularly check the Bihar Udyami Portal for application status, scrutiny updates and further instructions.
  • If selected, follow the instructions issued by the department regarding document verification, training and subsequent formalities.
  • Keep the registered mobile number active so that OTPs and important scheme-related communication are not missed.

Training Process Under Bihar Mukhyamantri Mahila Udyami Yojana

Training is an important part of the Bihar Mukhyamantri Mahila Udyami Yojana because completion of the prescribed training is linked with the release of the financial assistance. Selected beneficiaries are required to attend the training sessions arranged under the scheme before receiving the applicable instalment.

• The beneficiary is required to attend a 6-day training before the first instalment is released.
• Two chances are provided to attend the prescribed training.
• If the beneficiary remains absent on both occasions, the candidature may be cancelled.
• A further 6-day training is required before the release of the second instalment.
• Two chances are provided for the second training as well. Failure to attend both opportunities can result in withholding of the next instalment.
• Beneficiaries should follow the training schedule communicated through the Udyami Portal and complete the required training within the prescribed schedule.

Loan Repayment

The loan component provided under the scheme is interest-free, but it has to be repaid by the beneficiary. The repayment terms are separate from the subsidy portion of the financial assistance.

Repayment starts after the prescribed one-year moratorium following the last instalment. Beneficiaries should make the monthly payments on time. Failure to repay the loan or misuse of the financial assistance may lead to recovery action under the applicable rules.

Application/Post-Application Process

Submission of the online application is only the beginning of the process. After applying, the applicant may have to complete verification, selection, training, project setup and utilisation-related formalities before receiving the complete financial assistance.

• After final submission, keep the application or reference number safely for checking future updates.
• The submitted application is examined by the concerned authorities and eligible applications proceed through the prescribed selection process.
• Applicants selected for the scheme are informed about the next steps, including the required training and other formalities.
• The beneficiary must complete the prescribed training before the applicable instalment is released.
• After receiving an instalment, the beneficiary must establish the unit and spend the amount only for approved purposes.
• Bills, invoices, photographs and other required evidence should be collected during the project setup so that the utilisation certificate can be submitted correctly.
• The utilisation certificate is uploaded through the prescribed portal and is checked by the concerned officials.
• After successful verification and approval, the next instalment is released as per the scheme rules.
• The same utilisation and verification process is followed for subsequent instalments until the project assistance is fully disbursed.
• After completion of the project, the beneficiary remains responsible for operating the unit and repaying the interest-free loan component within the prescribed period.

Applicants should keep their registered mobile number active and regularly check the official portal for messages, notices, training schedules, verification requirements and instalment-related updates.

Terms & Conditions For Mukhyamantri Mahila Udyami Yojana

Applicants should understand the following important conditions before applying for the Bihar Mukhyamantri Mahila Udyami Yojana:

• The scheme is meant for establishing new eligible business units. Existing businesses or units are not covered under the scheme.
• The proposed unit must be established in the applicant's home district.
• Only the approved project selected in the application can be established using the scheme assistance. The selected project cannot be changed after submission.
• The scheme covers eligible manufacturing and service-sector projects. Trading or purely commercial activities are not eligible.
• Beneficiaries must attend the prescribed training sessions as required under the scheme.
• The utilisation certificate for each instalment must be submitted within the prescribed 90-day period along with the required supporting documents.
• Payments above ₹10,000 must be made through the permitted banking or online payment modes. Cash payments above ₹10,000 are not accepted.
• The next instalment is released only after utilisation of the previous instalment is verified and approved by the concerned authorities.
• Misuse of funds, failure to establish the approved unit or financial irregularities may result in recovery of the assistance as per applicable government rules.
• The interest-free loan component must be repaid within the prescribed repayment period.

Applicants should check the latest guidelines and instructions on the official Bihar Udyami Portal before submitting their application, as conditions may vary according to the applicable scheme guidelines and application cycle.

Relevant Links

• Bihar Mukhyamantri Udyami Yojana Official Portal
• Mukhyamantri Udyami Yojana Guidelines 2025-26
• Mukhyamantri Mahila Udyami Yojana Sankalp / Scheme Resolution
• Udyami Portal User Manual
• Model DPRs for Eligible Projects

Contact Information

Industries Department, Government of Bihar

• Phone: 18003456214
• Email: [email protected]
• Address: Directorate of Industries, Industries Department, Government of Bihar, Patna, Bihar